How to Control the Financial Side of Your Business

Are you in full control of your business’s finances? The financial affairs of an organization are a huge concern for many business owners and the longer this problem persists, the worse it becomes. However, there are many ways you can take action and start to control the financial side of your business in a much more effective way, including the tips mentioned below. Continue reading “How to Control the Financial Side of Your Business”

The Financial Industry: 3 Reasons to Explore It

There are not many small businesses and startups that focus on the financial industry, despite the market being very lucrative and competitive at the same time. With the economy growing at its present rate and the financial sector as a whole showing significant signs of progress, setting up a business in this field may lead to the great success you have been chasing. Continue reading “The Financial Industry: 3 Reasons to Explore It”

Does Better Health Insurance get you Better Service?

This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading “Does Better Health Insurance get you Better Service?”

How to Buy Gold Online Without Getting Duped

Gold is the best hedge for cash assets against future financial uncertainty. Gold offers an attractive way to own an asset that will always have value, even if the market comes crashing down. You can also trade with gold. To enjoy the benefits of gold, you must own the physical metal in bars, coins, or bullion. You can now buy gold online. However, scam artists are rife in the online gold dealing sphere, so you should proceed with extreme caution. Here are several tips for protecting yourself when buying gold online: Continue reading “How to Buy Gold Online Without Getting Duped”

How to Improve Your Credit Score Before Starting Your Business

Having a poor credit report can affect you in a multitude of different ways. Not only does a poor credit score limit you from borrowing more money in the future, it can also get in the way of finding great jobs, as many employers – especially those working with finances – will run a credit score on job applicants beforehand. Continue reading “How to Improve Your Credit Score Before Starting Your Business”

Tips for Buying a Car with Bad Credit

By the time you’re done reading this short post, you’ll see that getting a car loan is not difficult even if you have bad credit. While it’s true that the following can help anyone (no matter what their credit) secure a deal with an interest rate that won’t unduly tax their monthly budget, this is specially-designed for people with low credit scores. There are lenders who specialize in bad credit car loans, and here is what you should do before you approach them. Continue reading “Tips for Buying a Car with Bad Credit”

The Effects of Brexit may be Ominous but Don’t let it Stop You from starting your own business

The demands being made by the EU on the amount of money that UK has to pay on departure is the least of the woe story stemming from the initiation of Brexit.  Economists have been divided as to the impact but the decline in the value of the pound sterling in the wake of the event is evident. Continue reading “The Effects of Brexit may be Ominous but Don’t let it Stop You from starting your own business”

Use of Calculators to estimate loan amount and tenure

Till few years back, you had to visit branches and offices of financial institutions like banks, NBFCs to get all your loan related questions answered. How much loan will you get, what is the interest rate, what are tenure options, can you reduce your EMIs, etc.? Continue reading “Use of Calculators to estimate loan amount and tenure”

How Credit Card Companies Thrive on People not Redeeming their Rewards

For those who do not understand the basics of how a credit card works, it’s simple – imagine the next time you are out making a purchase at a grocery store or out shopping for new clothes, and you can pay the bill without having to pay using cash or your savings! Sounds like a compelling proposition, right? Continue reading “How Credit Card Companies Thrive on People not Redeeming their Rewards”

How to Choose a Forex Trading Platform

With the volatile economic climate of 2017, and a number of surprising election results, the prospect of making money on the stock markets is becoming increasingly attractive to a wide range of people.  However, getting involved in forex trading can be easier said than done.  Without an easy to use forex trading platform and a number of tools to help you along the way, it’s likely you will struggle.  In this article, we’re going to take a look at some of the points to consider when choosing a forex trading platform as a beginner. Continue reading “How to Choose a Forex Trading Platform”

PPF, FD, RD: What Should you Choose?

For secure investments, Public Provident Fund, Fixed Deposit, and Recurring Deposits are great options. You should choose based on what you need.

Have some funds on hand and want to find a good investment venture to make your money work for you? Traditionally, Fixed Deposits have been the go to scheme for short term investments. If you’re looking to lock in money for a longer period, then you can choose Public Provident Fund. Recurring Deposit is another option that’s a great idea to cultivate a systematic savings habit. Continue reading “PPF, FD, RD: What Should you Choose?”

Transferring the personal loan: Understanding 5 factors

You can easily transfer your personal one from one bank to another, but there are important factors to consider before doing so.

Taking a personal loan has many advantages, for both business and personal purposes. The loan is disbursed fairly quickly and the monies can be used for a variety of needs. Traditionally, people have been averse to taking loans for purchases, but lately, it has become somewhat of a trend to borrow personal loans, vehicle loans, house purchase loans, etc. In the face of mounting expenses and rising inflation, one may not have the financial wherewithal to buy expensive items on an outright purchase basis. Continue reading “Transferring the personal loan: Understanding 5 factors”

Why Personal Credit is a Major Factor in the Success of Your Startup

According to the Small Business Administration, if you’re using credit to finance the startup costs of your business then you are not alone. As of 2011, 65 percent of business owners were financing at least some portion of their business on a credit card or through a loan of some kind. Building business credit is crucial to the success of a startup long term, but even the SBA admits that’s a difficult proposition for the short term. Continue reading “Why Personal Credit is a Major Factor in the Success of Your Startup”

5 Ways a New Homeowner Can Save Money

Buying a home means something different to each person. But one thing is the same for just about everyone – it’s going to be expensive. In addition to saving up 5-20% for a down payment, on average homebuyers pay 2-5% of purchase price in closing costs as well.

If you want to realize the American dream of home ownership, you don’t have to be house poor. There are ways you can use your living situation to save money each month and offset the cost of buying. Continue reading “5 Ways a New Homeowner Can Save Money”

Virtual Data Room Platform with an Investment from NOVACAP

Firmex, the virtual data room provider has developed a partnership with NOVOCAP, financed through TMT IV Fund to create a joint venture with the best technologies, telecommunication companies, and the media. Since the launch in the last two years, it has doled out about $375 million. Continue reading “Virtual Data Room Platform with an Investment from NOVACAP”

Top 10 Benefits of New Models of Mutual Funds

As more and more people realise that investment needs a lot of prudence, financial services companies are focusing more and more on bringing out new models of mutual funds which are attempting to provide higher returns to potential investors based on their risk exposure. Continue reading “Top 10 Benefits of New Models of Mutual Funds”

Putting Health Back in Health Insurance

For most of us, insurance is just a way of risk mitigation for those unwanted times when health problems occur. While it is true, that in life, problems seldom come alone, it is also true that preparation beforehand can help to mitigate many of the challenges which may be faced by us during those testing times. Continue reading “Putting Health Back in Health Insurance”

Term Insurance Calculator: Do the math before you buy a term plan

Deciding to buy a term plan is easy – doing the calculations for the right plan is even easier! We explain why using a term plan calculator is a wise option.

It is basic human nature to worry about the future. You must have experienced it yourself: even during the times that you are happy and content with life, you may feel a twinge of worry about your loved ones. No, you won’t constantly worry about what happens to your loved ones unless you are a paranoid person. But it is fairly normal to wonder what your family members would do if you were suddenly absent from their lives. Continue reading “Term Insurance Calculator: Do the math before you buy a term plan”

The 7 new homeowner tax breaks you may be missing out on

Few things can impact your tax bill like owning a home. And if you’ve been busy shopping, choosing, buying, and closing on a house, we’re going to bet that you forgot all about this pot of gold at the end of the rainbow. Continue reading “The 7 new homeowner tax breaks you may be missing out on”

Is the Time Right to Refinance Your Home?

Most people can’t afford to pay cash for their home. Properties are an expensive acquisition, so unless you are an A-Lister or Walter White, you probably don’t have hundreds of thousands of dollars lying around in your bank or closet. Sadly, this means you have no choice but to go cap in hand to a lender and persuade them to give you a mortgage. Continue reading “Is the Time Right to Refinance Your Home?”

Top 5 things to lookout for before getting a Motorcycle Loan

Owning your dream bike is now possible with a motorcycle loan. Leading banks and non-banking financial companies (NBFCs) offer such loans at competitive interest rates. There are several loan options available and making the right choice may seem confusing.

Here are five tips to choose the most suitable motorcycle loan. Continue reading “Top 5 things to lookout for before getting a Motorcycle Loan”

Do Debt Help Services Really Work?

Before you ask how they work or if they truly work, it’s important to understand  howa debt help service company operates. In a nutshell, debt help or debt relief services offer you assistance to get out of debt through various means, which include, but are not limited to, credit counseling, debt consolidation, and debt negotiation. Continue reading “Do Debt Help Services Really Work?”

US Political Instability Affecting Gold Prices

The beginning of a Trump administration in the US has weakened the strength of the US dollar against other major currencies. The global financial markets have reacted badly to the divisive news of Trump’s travel ban, which in turn has pushed up the price of gold. Continue reading “US Political Instability Affecting Gold Prices”

Looking for Ways to Finance that New Smart Phone You Want? Here’s Why You Should get it the EMI Way

You may choose from a large variety of high-end products for your home. These commodities help to improve your quality of living. However, such products may be expensive and you may not have the entire amount required to make the purchase. Continue reading “Looking for Ways to Finance that New Smart Phone You Want? Here’s Why You Should get it the EMI Way”

Here’s What You Must Know before Investing in Mutual Funds

You may know of several people who have lost their capital while investing in mutual funds. A common reason for this is that they tend to invest in the wrong funds. Furthermore, entering the fund and exiting at the right time to minimize losses is important.

Before you consider investing in such funds, you need to consider some factors. Assessing your age, risk profile, and investment goals will help you shortlist the appropriate mutual funds. Continue reading “Here’s What You Must Know before Investing in Mutual Funds”

Can your Health help you to Save Tax?

Interestingly, while people are independently concerned about saving taxes and for maintaining the best possible health conditions, the two often happen in isolation. It would be indeed prudent to have a perspective on how both the objectives may be connected for a more holistic picture. Apollo Munich provides a smart perspective in this infographic.

Continue reading “Can your Health help you to Save Tax?”

Thanking you all for #aBeautifulLife – Happy Women’s Day

For each of the big successes in our lives, there are at least a few women who makes it feasible for us to reach up to the stars. Most prominent among them is probably our mother who shapes our childhood and prepare us for our future. Then comes the lady of our lives who continue to support us in all the ways possible, throughout the rest of our lives. They continue to make small sacrifices, so that we can focus on what we like doing and reach our destiny. In our lives, they are the ones who never stop believing in us, our dreams, our passions, they do all that they can to inspire us in the roller coaster journey we happily call life. In return, while nothing is really expected, we would love to do small things for her, so that they can also follow their dreams and passions. The constant support which we give each other makes our life a beautiful one. Continue reading “Thanking you all for #aBeautifulLife – Happy Women’s Day”