If you are wondering where to invest your money, property could hold all of the answers. Investing in property is a fantastic way to ensure that you get a return on your money. It is important to carefully consider what kind of real estate you would like to invest in. If you make the right decision, you could make a lot of money at a minimal risk to your personal finances. Continue reading “4 ways that property can help you to make money”
With entrepreneurs setting up new offices in this era of digitization, which has introduced a plethora of emergent business model, the role of Office Insurance becomes even more critical. However small businesses often fail to realise its importance. The infographic provided below shares some food for thoughts. Continue reading “How Does Office Insurance Work”
As an accountant, you know that the industry ebbs and flows throughout the year. During tax season, you are flooded with orders from people who are trying to avoid audits and the tax man. However, the rest of the year, things can get pretty lean, unless you have a few big clients that provide steady work. As such, you may have thought about growing your business, but do you know the best way to do that? Well, after reading this Andrew Argue review, you will. Continue reading “Take Your Accounting Firm To The Next Level With Andrew Argue”
Setting up your new business is a rewarding, exciting, if not stressful time of your life. You’re about to launch something that could completely revolutionize your life, and you’re finally able to work for yourself rather than for someone else’s company. Getting started is probably one of the hardest parts of being a business owner. You’ve got to try to work two jobs at once – unless you can take a break from a full-time salary. You’ve got to create a business plan that can withstand intense scrutiny. You’ve got to find ways to attract customers. You need to plug any skill gaps and work out whether you need contractors or in-house employees. Continue reading “Business Funding Routes You Probably Haven’t Considered Yet”
Money talks, and if you’re a business owner, it’s got an especially loud voice. As Forbes notes, eight of ten businesses fail and, for the vast majority of those, the reason is that they simply run out of money. So, how do you avoid falling down a financial black hole? Here are some steps to take to ensure that you stay on top of your money, rather than letting it get the better of you: Continue reading “What steps should you be taking to keep your finances in check?”
From being completely out of the ambit of mainstream banking, the country’s rural areas now have a shot at personal and commercial banking, thus improving their economic status to a large extent.
Mahatma Gandhi was right when he said that India’s riches were concentrated in its villages. He was not referring to the mineral resources or lush natural beauty of the villages – he was referring to the dense concentration of most the country’s population in these areas. He wished for villages to be developed enough to become self-reliant centres of education, employment and societal development. If the villages did not develop, he believed, India would lose its essence to the forces of industrialisation and urbanisation. Continue reading “The changing face of rural banking in India”
Cancer is the second leading cause of death globally and accounted for 8.80 million deaths in 2015. According to WHO (World Health Organization) nearly 10 Lakh new cases are reported every year in India. Unfortunately, nearly 5 Lakh people annually die due to cancer and this number will go up and projected to rise five folds by 2025, according to WHO. Continue reading “Can you survive Cancer financially”
For those times in life where some financial bolstering is required, there are a number of concerns that wrestle for our attention. Taking out a loan or moving further into debt can fill us with apprehension. We want a solution where we can access adequate funds, yet not become swamped with oppressive repayments. Continue reading “Fickle Finances: Credit Cards vs Personal Loans”
The most important role for any small business owner is managing cash flow. Let’s face it, without bucks there would be no buck rogers, so keeping your eye on the cash coming through your business is a necessary function if you want to survive. However, there are times when you need some extra cash. Maybe it is because you are growing too fast, or maybe you need to buy new equipment. Either way, a little extra cash every now and then can come in handy. Here are five hacks to help get you the money you need for your small business. Continue reading “5 Hacks to Get Money for Your Small Business”
Are you in full control of your business’s finances? The financial affairs of an organization are a huge concern for many business owners and the longer this problem persists, the worse it becomes. However, there are many ways you can take action and start to control the financial side of your business in a much more effective way, including the tips mentioned below. Continue reading “How to Control the Financial Side of Your Business”
There are not many small businesses and startups that focus on the financial industry, despite the market being very lucrative and competitive at the same time. With the economy growing at its present rate and the financial sector as a whole showing significant signs of progress, setting up a business in this field may lead to the great success you have been chasing. Continue reading “The Financial Industry: 3 Reasons to Explore It”
This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading “Does Better Health Insurance get you Better Service?”
Gold is the best hedge for cash assets against future financial uncertainty. Gold offers an attractive way to own an asset that will always have value, even if the market comes crashing down. You can also trade with gold. To enjoy the benefits of gold, you must own the physical metal in bars, coins, or bullion. You can now buy gold online. However, scam artists are rife in the online gold dealing sphere, so you should proceed with extreme caution. Here are several tips for protecting yourself when buying gold online: Continue reading “How to Buy Gold Online Without Getting Duped”
Having a poor credit report can affect you in a multitude of different ways. Not only does a poor credit score limit you from borrowing more money in the future, it can also get in the way of finding great jobs, as many employers – especially those working with finances – will run a credit score on job applicants beforehand. Continue reading “How to Improve Your Credit Score Before Starting Your Business”
If you have AADHAAR Card, you can now easily open a zero balance account online while sitting at home. Yes, digiSavings account of Digibank, powered by DBS Bank Ltd has made this possible. Continue reading “How a zero balance online savings account can be beneficial to you”
Life insurance can ensure many a things in your life but if you can ensure to take care of just 4 things through life insurance, your life can be very beautiful and enjoyable. Let us discuss one by one what are these 4 things that you need to ensure. Continue reading “4 things you need to ensure through life insurance”
By the time you’re done reading this short post, you’ll see that getting a car loan is not difficult even if you have bad credit. While it’s true that the following can help anyone (no matter what their credit) secure a deal with an interest rate that won’t unduly tax their monthly budget, this is specially-designed for people with low credit scores. There are lenders who specialize in bad credit car loans, and here is what you should do before you approach them. Continue reading “Tips for Buying a Car with Bad Credit”
The demands being made by the EU on the amount of money that UK has to pay on departure is the least of the woe story stemming from the initiation of Brexit. Economists have been divided as to the impact but the decline in the value of the pound sterling in the wake of the event is evident. Continue reading “The Effects of Brexit may be Ominous but Don’t let it Stop You from starting your own business”
Till few years back, you had to visit branches and offices of financial institutions like banks, NBFCs to get all your loan related questions answered. How much loan will you get, what is the interest rate, what are tenure options, can you reduce your EMIs, etc.? Continue reading “Use of Calculators to estimate loan amount and tenure”
For those who do not understand the basics of how a credit card works, it’s simple – imagine the next time you are out making a purchase at a grocery store or out shopping for new clothes, and you can pay the bill without having to pay using cash or your savings! Sounds like a compelling proposition, right? Continue reading “How Credit Card Companies Thrive on People not Redeeming their Rewards”
With the volatile economic climate of 2017, and a number of surprising election results, the prospect of making money on the stock markets is becoming increasingly attractive to a wide range of people. However, getting involved in forex trading can be easier said than done. Without an easy to use forex trading platform and a number of tools to help you along the way, it’s likely you will struggle. In this article, we’re going to take a look at some of the points to consider when choosing a forex trading platform as a beginner. Continue reading “How to Choose a Forex Trading Platform”
For secure investments, Public Provident Fund, Fixed Deposit, and Recurring Deposits are great options. You should choose based on what you need.
Have some funds on hand and want to find a good investment venture to make your money work for you? Traditionally, Fixed Deposits have been the go to scheme for short term investments. If you’re looking to lock in money for a longer period, then you can choose Public Provident Fund. Recurring Deposit is another option that’s a great idea to cultivate a systematic savings habit. Continue reading “PPF, FD, RD: What Should you Choose?”
You can easily transfer your personal one from one bank to another, but there are important factors to consider before doing so.
Taking a personal loan has many advantages, for both business and personal purposes. The loan is disbursed fairly quickly and the monies can be used for a variety of needs. Traditionally, people have been averse to taking loans for purchases, but lately, it has become somewhat of a trend to borrow personal loans, vehicle loans, house purchase loans, etc. In the face of mounting expenses and rising inflation, one may not have the financial wherewithal to buy expensive items on an outright purchase basis. Continue reading “Transferring the personal loan: Understanding 5 factors”
According to the Small Business Administration, if you’re using credit to finance the startup costs of your business then you are not alone. As of 2011, 65 percent of business owners were financing at least some portion of their business on a credit card or through a loan of some kind. Building business credit is crucial to the success of a startup long term, but even the SBA admits that’s a difficult proposition for the short term. Continue reading “Why Personal Credit is a Major Factor in the Success of Your Startup”
Buying a home means something different to each person. But one thing is the same for just about everyone – it’s going to be expensive. In addition to saving up 5-20% for a down payment, on average homebuyers pay 2-5% of purchase price in closing costs as well.
If you want to realize the American dream of home ownership, you don’t have to be house poor. There are ways you can use your living situation to save money each month and offset the cost of buying. Continue reading “5 Ways a New Homeowner Can Save Money”
Firmex, the virtual data room provider has developed a partnership with NOVOCAP, financed through TMT IV Fund to create a joint venture with the best technologies, telecommunication companies, and the media. Since the launch in the last two years, it has doled out about $375 million. Continue reading “Virtual Data Room Platform with an Investment from NOVACAP”
As more and more people realise that investment needs a lot of prudence, financial services companies are focusing more and more on bringing out new models of mutual funds which are attempting to provide higher returns to potential investors based on their risk exposure. Continue reading “Top 10 Benefits of New Models of Mutual Funds”
For most of us, insurance is just a way of risk mitigation for those unwanted times when health problems occur. While it is true, that in life, problems seldom come alone, it is also true that preparation beforehand can help to mitigate many of the challenges which may be faced by us during those testing times. Continue reading “Putting Health Back in Health Insurance”
Deciding to buy a term plan is easy – doing the calculations for the right plan is even easier! We explain why using a term plan calculator is a wise option.
It is basic human nature to worry about the future. You must have experienced it yourself: even during the times that you are happy and content with life, you may feel a twinge of worry about your loved ones. No, you won’t constantly worry about what happens to your loved ones unless you are a paranoid person. But it is fairly normal to wonder what your family members would do if you were suddenly absent from their lives. Continue reading “Term Insurance Calculator: Do the math before you buy a term plan”
Few things can impact your tax bill like owning a home. And if you’ve been busy shopping, choosing, buying, and closing on a house, we’re going to bet that you forgot all about this pot of gold at the end of the rainbow. Continue reading “The 7 new homeowner tax breaks you may be missing out on”