Category Archives: Finance and Economics

Know more on Fixed Deposits – The Simplest of all Investments in a Bank

Financial planning is of utmost importance today and all individuals need to invest their savings to address emergencies and also ensure comfortable future living. To support the same, banking sectors were introduced in the Indian scenario in early 1800s which were targeted towards the welfare of commoners.

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Here Is What You Need To Know About Dividend Stocks

It does not matter much whether you a neophyte or knows little about dividend stocks; you would probably have few questions in mind about it.Is not it! So, if you want to get ultimate guide to dividend stocks then look no further. Here in the post is what you need to know about dividend stocks. Continue reading Here Is What You Need To Know About Dividend Stocks

Intraday Trading made simpler – Use FIT from Kotak Securities

Simplifying the art of generating returns from investments in equity market interests a significant section of our society. These investors try to protect their money from erosion resulting through high inflation and low returns and try to get higher RoI from investments in equity. Apart from a full-time job, thus investments in stock markets mark a major source of additional income for many.

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7 Reasons Why Your Personal Loan Application May Get Rejected in India

If you are facing a cash crunch or need money urgently, personal loans can help. However, this can be a long and tedious process and there is a risk that your application gets rejected if you’re not on you’re A-game when applying. Continue reading 7 Reasons Why Your Personal Loan Application May Get Rejected in India

How Useful Are Add-On Car Insurance Covers?

Add-on car insurance covers are designed to strengthen your Comprehensive Car Insurance policy. These covers originate from the exceptions of the comprehensive policy. If you want a slightly personalised and wide insurance coverage, then going for Add-on covers in motor insurance can be extremely beneficial for you. Continue reading How Useful Are Add-On Car Insurance Covers?

Do We Get Any Discount on Car Insurance Premium?

Everyone likes discounts. When you buy something at a lower cost, there is a sense of accomplishment attached to it. This applies to insurance as well. The mandatory Third-party Liability insurance rates are fixed by the Insurance Regulatory And Development Authority Of India (IRDAI), and are standard across the industry. Thus, you won’t be able to get lower rates for that. However, when it comes to purchasing Comprehensive Car Insurance online, there is a lot of scope for discounts. Continue reading Do We Get Any Discount on Car Insurance Premium?

Invest in Term Insurance – A Saviour for Tomorrow

Financial stability is the most desirable of all needs for individuals. All individuals are in need of financial stability irrespective of their age and stages in career. During school days, children receive pocket money which they spend to satisfy their little wishes. With growing age, monetary requirements are sorted out by our parents.

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Confused about Earning Wealth? Here’s What You Can Do

Money creates money— this is what people usually believed. It means, the more money you have, the more wealth you will be able to generate. However, it is not entirely true. It is not only the amount that you have saved or invested, but also the wisdom to save or invest that can make all the difference. Continue reading Confused about Earning Wealth? Here’s What You Can Do

How To Get Your Foot Into The Investing World

Starting out in the investment world may be intimidating, but it doesn’t have to be. By being sensible with your money, you will have nothing to worry about. Now, to help you out we have some key advice that will hopefully prevent you from making rookie errors and get you on track to achieving your financial goals. Continue reading How To Get Your Foot Into The Investing World

A Nest Made Affordable – Home Loans for One and All

Since time immemorial, the fundamental requirements of humankind are determined; food, shelter and clothing. Over the years, these necessities have evolved, progressed and witnessed path-breaking changes. Considering ‘shelter’ for the time being, beginning from stony caves (for primitive man) to thatched hut to mud houses and finally to the age of bricks and concrete, the journey has been immensely progressive.

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What makes liquid funds better than savings account?

Every parent teaches their child the importance of saving money. The moment you get a job, everyone from your aunts and uncles to your neighbour advises you to spend less and save more. And it is true. Saving is important. There is a sense of satisfaction when you see your savings account grow month after month. Continue reading What makes liquid funds better than savings account?

How to ensure your next tax season is relaxed

It is said that history repeats itself. And it actually does. Every year the seasons change and by the time March rolls by, everyone is busy with their last minute tax planning. They promise that they will start tax planning well ahead next year but the seasons change and everything goes on as usual until March comes knocking again. Continue reading How to ensure your next tax season is relaxed

Looking For the Right Mortgage? Consider the Benefits of an FHA Loan

Each year, over five million homes are sold in the United States.

Are you tired of wasting money on rent? If so, buying a home is your best bet. For most first time home buyers, an FHA loan is a great option. You may be asking yourself, what is a FHA loan? Continue reading Looking For the Right Mortgage? Consider the Benefits of an FHA Loan

The Rising Value of Cryptocurrency

Cryptocurrencies act as a unit of exchange and a place where one can store assets without relying on any central financial institution. The value of the cryptocurrency market has climbed to new heights this year, rising more than 1200%. The total market capitalization of these digital currencies rose to $230 billion recently. The volatile cryptocurrency’s value has shifted wildly even since mid-December. Apart from the impending prospects of regulation, a series of high profile thefts have also had a hand in the sudden rapid dips in the value. As for what drove the sharp increase, analysts have pointed out the following key factors: Continue reading The Rising Value of Cryptocurrency

Investment Opportunities for Your Business Interests

One of the ways that you can charge up your businesses potential for financial success is if you invest correctly. And the process of investment isn’t necessarily something that comes naturally to a lot of people. It takes knowledge, skill, and an ability to think broadly about finances over the long term. Continue reading Investment Opportunities for Your Business Interests

Financial Experts Tips to Manage Your Online Business

Starting an online business is an exciting experience, but managing it to attain profitability is a daunting process that requires expertise. Entrepreneurs running online businesses encounter many problems including the rapid changes that happen in the technological landscape that force them to adjust their business model. In all the processes that are involved in managing an online business, finances are the fuel of everything and sometimes you will drain the little available while trying to rescue the business. Continue reading Financial Experts Tips to Manage Your Online Business

Reasons Why It Is Important to Keep Accurate Business Records

As a business owner or newly established company, it is essential to keep accurate records of your business expenses. Of course, one of the main reasons why you must adhere to this is that law requires it, but there are also others reasons that can help your organization if you keep up-to-date information. For general purposes, record keeping assists in reporting specific information to the government about how you run your business. Areas such as how much profit you make, how many staff you employ and where you operate from are essential elements in reporting your business information. Although it might feel like an endless administrative task, effective record keeping can help your business in a number of ways. Continue reading Reasons Why It Is Important to Keep Accurate Business Records

Using advanced techniques to maximize your profit factors

Everyone wants to become a successful trader in the retail trading industry. Day by day the number of active participants in the retail trading industry is rising at an exponential rate. But do you think that everyone is making money? You will be surprised to hear that majority of the traders are losing. So how do you become a successful trader when most traders are losing money? Here comes the tricky part. You have to know some advanced technique, to enhance your profit factors. But above all, you have to use strict risk management to save your investment. If you don’t use strict risk management it won’t take much time to lose your trading capital. Now we will give you some amazing tips which will help you to become a better trader in the retail trading industry. Continue reading Using advanced techniques to maximize your profit factors

How Accountants Can Improve Your Business Performance

At the early stages of your business, you will find that your company requires you to wear many hats:

The manager; The marketer; The IT specialist; The accountant.

Deals need to be sealed, emails need to be answered and employees need to be paid. With all the vital aspects of your business resting on your single set of shoulders, chances are important things will start slipping through the cracks. Continue reading How Accountants Can Improve Your Business Performance