Top 5 things to lookout for before getting a Motorcycle Loan

Owning your dream bike is now possible with a motorcycle loan. Leading banks and non-banking financial companies (NBFCs) offer such loans at competitive interest rates. There are several loan options available and making the right choice may seem confusing.

Here are five tips to choose the most suitable motorcycle loan. Continue reading “Top 5 things to lookout for before getting a Motorcycle Loan”

Do Debt Help Services Really Work?

Before you ask how they work or if they truly work, it’s important to understand  howa debt help service company operates. In a nutshell, debt help or debt relief services offer you assistance to get out of debt through various means, which include, but are not limited to, credit counseling, debt consolidation, and debt negotiation. Continue reading “Do Debt Help Services Really Work?”

Looking for Ways to Finance that New Smart Phone You Want? Here’s Why You Should get it the EMI Way

You may choose from a large variety of high-end products for your home. These commodities help to improve your quality of living. However, such products may be expensive and you may not have the entire amount required to make the purchase. Continue reading “Looking for Ways to Finance that New Smart Phone You Want? Here’s Why You Should get it the EMI Way”

Here’s What You Must Know before Investing in Mutual Funds

You may know of several people who have lost their capital while investing in mutual funds. A common reason for this is that they tend to invest in the wrong funds. Furthermore, entering the fund and exiting at the right time to minimize losses is important.

Before you consider investing in such funds, you need to consider some factors. Assessing your age, risk profile, and investment goals will help you shortlist the appropriate mutual funds. Continue reading “Here’s What You Must Know before Investing in Mutual Funds”

Can your Health help you to Save Tax?

Interestingly, while people are independently concerned about saving taxes and for maintaining the best possible health conditions, the two often happen in isolation. It would be indeed prudent to have a perspective on how both the objectives may be connected for a more holistic picture. Apollo Munich provides a smart perspective in this infographic.

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Thanking you all for #aBeautifulLife – Happy Women’s Day

For each of the big successes in our lives, there are at least a few women who makes it feasible for us to reach up to the stars. Most prominent among them is probably our mother who shapes our childhood and prepare us for our future. Then comes the lady of our lives who continue to support us in all the ways possible, throughout the rest of our lives. They continue to make small sacrifices, so that we can focus on what we like doing and reach our destiny. In our lives, they are the ones who never stop believing in us, our dreams, our passions, they do all that they can to inspire us in the roller coaster journey we happily call life. In return, while nothing is really expected, we would love to do small things for her, so that they can also follow their dreams and passions. The constant support which we give each other makes our life a beautiful one. Continue reading “Thanking you all for #aBeautifulLife – Happy Women’s Day”

Understanding Your Credit Score and How to Maintain a High Rating

What is a Credit Score?

A credit score is not something that most people will think about until they want to apply for a credit card or a loan that they really need. It is a basically numerical representation of an individual’s creditworthiness and, therefore, a primary consideration for lenders.  Lenders like credit card companies and banks, engage companies to compile credit reports and derive the credit score from those reports. Continue reading “Understanding Your Credit Score and How to Maintain a High Rating”

Why term plan is must for protecting financial future of your family

Many people ignore taking a life insurance policy in early stages of their career. Many young people buy their first life insurance policy only after they have children. Life insurance protects your dependents from financial distress in the event of your unfortunate death. You should understand that your dependents are not just your spouse and children. For example, if you provide financial support to your parents, then your parents are your dependents even if you are single. Continue reading “Why term plan is must for protecting financial future of your family”

Know your CIBIL score with PAN Card

The most important thing that financial institutions check for determining your eligibility for a loan or credit card is your CIBIL score. The CIBIL score is basically a three-digit number that summarizes your credit history. It is calculated using factors like your loan repayment history, your total available credit balance and how long you have used credit and the number of loans and their distribution between secured and unsecured components. Your repayment history accounts for over one third of the score. Continue reading “Know your CIBIL score with PAN Card”

Everything about Business Loan Explained: Interest Rate to Tax Deduction

In case you are applying for a business loan, there are some essential tips which can help you get proper funding for your business plan or expansion needs and help to protect for business loan rejection or tax deduction.

Are you applying for a business loan? You should definitely follow a few tips which ensure success as far as getting funding for your blueprint or business plan is concerned. Submitting your very first business loan proposal can be a hugely daunting affair with the gazillions of financial documents required along with a thorough scrutiny of your personal and business credit history as well. Here are five tips that will help you get your application successfully approved without any hitches. Continue reading “Everything about Business Loan Explained: Interest Rate to Tax Deduction”

The Dow Jones at 20,000 – Does it Matter?

Traders last week most likelysaw the Dow Jones close above the 20,000-point mark for the first time in its history.

The Dow’smilestone made headlines around the world, with some experts claiming it represents a significant psychological shift, and could ultimately push the index to even greater heights. For others, the Dow Jones serves as a somewhat outdated measure of the strength of the U.S. economy, since it’s a price-weighted index, including only 30 major companies. Continue reading “The Dow Jones at 20,000 – Does it Matter?”

Non-Traditional Small Business Lending

For many years, if you wanted a loan to finance your business, your only option was going to the bank. Times have changed, though, and there are now a host of non-traditional small business lending options. If you need money to get your business off the ground or to expand it, here are a few options: Continue reading “Non-Traditional Small Business Lending”

What does Home insurance policy cost?

When one decides to buy home insurance cover, there are several questions that arise in his or her mind. The first question is, how much a home insurance cover is going to cost me or to put it in other words, what will be the premium amount I would be paying to the house insurance company for coverage. This is a very logical question since it plays a crucial role in determining the degree of protection and coverage needed for your home, taking into consideration the budget you have and other associated economic factors. Continue reading “What does Home insurance policy cost?”

How to manage your working capital requirements

Ask any business owner, big or small, what the biggest challenge is when running a company, and they will tell you it is managing finances. What makes it so difficult? Many people feel that a company will only function successfully once it has acquired clients. While this is partly true, what is equally important to a company’s success is how well it can manage, and strike a balance between the funds that come in and go out. Continue reading “How to manage your working capital requirements”

How to do mobile self-inspection for your car

Now, renewing your lapsed car insurance policy is no more remain a daunting task. To expedite the policy renewal process, you can choose to inspect your car yourself with the help of the insurance mobile app. All you need is the latest insurance app and good internet connectivity. This self-inspection process not only helps you save your time but also helps you renew your policy while on the go. The following infographic will help you understand the process involved in a mobile self-inspection of the car. Continue reading “How to do mobile self-inspection for your car”

Take Your Online Business to the Next Level

There are two sure-fire ways of taking your online business to the next level, according to studies complied by Rutgers Online. First, you need to make sure the mobile shopping experience is as good as it can be. More customers are making purchases using nothing but their smartphones and a smooth, enjoyable mobile shopping experience is a must. The second element to consider adding to an online store is the ability to process credit card and mobile payments. Continue reading “Take Your Online Business to the Next Level”

3 Tips for Acquiring A Small Business Loan

Many small business owners find that at some point in their business’s lifespan they are in need of a little extra cash. The reasons for this sudden influx of money will vary from business to business, but there is one thing they all have in common: their business likely won’t survive without it. And that’s where small business loans come in. However, getting a small business loan isn’t necessarily as easy as getting a car loan or even a home loan. So to help you get the money you need to keep your business running smoothly, here are three tips for acquiring a small business loan. Continue reading “3 Tips for Acquiring A Small Business Loan”

Things To Ensure Before You Want Help During Business Debt

In the present time, business debt is inevitable but there are ways in which you can deal with such debts and get immense help provided you have all the documents of your business in order. You would also have to ensure that all the taxes are paid and current as it is the most vital part of a successful business. It would further ensure that the IRS or the state tax authority cannot hold you liable personally and charge penalties for such defaults in payment. It will also affect the bankruptcy proceedings in an adverse manner if you do not pay taxes on time. Continue reading “Things To Ensure Before You Want Help During Business Debt”

Reduce Your Cash Flow For A Smooth Recovery From The Debt

It is very essential to understand that when a firm is particularly starting up. Rather, it is just aware about the debt it should follow some prevention to make a safe landing. The market is completely filled with the highest rate of competition. Thus, it is important to play very safe when you get to know about the competition. A strategically moved line up can help you to resolve various issues that underlie a business. To a certain extent, it is important to understand a business preliminary needs a good amount of specific investment to make a good start in the market. Continue reading “Reduce Your Cash Flow For A Smooth Recovery From The Debt”

Consolidation is a boon to get revived from a business debt

Falling in debt is no crime when you are doing business. Neither is it something by which you can lose all your property and belongings. Well, on this aspect, there has to certain concern. It is not that easy to get revived unless the debts are not attended well. On many occasions, it is seen that eth startup companies fall easily without having much growth. Well, the reason may be many. The primary among them is the increased rate of debt that has been increased under your rand name. Thus, it is imperative to understand the lease period of your loan. Continue reading “Consolidation is a boon to get revived from a business debt”

5 Common Accounting Mistakes Small Business Owners Make

Accounting is one of the most important aspects of any enterprise, but it’s still surprising how many small business owners are completely unaware of basic accounting principles. If you’re a small to medium business owner who handles most of the accounting in your business on your own, or have your have your accounting done by an accounting department or a third party, there are some crucial mistakes that you need to steer away from if you don’t want to face severe consequences. In this article, we’re going to touch on five of the most common mistakes business owners make when it comes to accounting. Continue reading “5 Common Accounting Mistakes Small Business Owners Make”

5 The main difference being super rich and being wealthy

Being rich is great, but being wealthy has more enduring value. Let’s understand how to move from being rich to being wealthy.

All of us dream of a stable life for ourselves, where there is enough money in our account to meet all our expenses. Some of us have a lot of money in our hands at intermittent points of time, but this does not mean that we are wealthy. Let us examine the difference between the two concepts: Continue reading “5 The main difference being super rich and being wealthy”

I wish my dad had bought a Personal Accident Insurance Policy!

Last Sunday, when my mother told me that I look like my father, there was a quick flashback of what we all had to endure in the past few years. A few years ago, a truck coming from the wrong direction hit my Dad’s car. A passerby took my father to a hospital where he was admitted for 20 days. His legs crippled forever! As I was quite young at that time, my mother did not tell anything about my father’s accident. Continue reading “I wish my dad had bought a Personal Accident Insurance Policy!”

What Are the Best Resources for Learning About Day Trading?

While rising debt levels and the return of 100% mortgages may be interpreted as portents for another global recession, neither of these are as concerning as the words of Wall Street trader Steve Eisman. Eisman, who shot to fame by short-selling supposedly A-rated mortgage securities after successfully forecasting the decline of America’s sub-prime housing market, has emerged as one of the most prominent day traders in the world and has recently predicted that Europe’s banks may be about to collapse and trigger a further period of sustained austerity. Continue reading “What Are the Best Resources for Learning About Day Trading?”

Personal Finance Traps That Affect Entrepreneurs

If you have recently started a business, you know just how much time and energy it takes to make a business succeed – or even stay in business. Keeping a business financially afloat is one thing; keeping your personal finances afloat at the same time is another. If you are running a business, make sure you do what it takes to avoid these common personal finance traps that afflict entrepreneurs too often. Continue reading “Personal Finance Traps That Affect Entrepreneurs”

Four Tips For Funding And Starting A New Business In The New Year

It’s time to make New Year’s Resolutions and yours may just be to start your own business. Maybe you are tired of making money for someone else while struggle to make ends meet, or maybe you simply have a great business idea and want to put it into action. Whatever the reason you want to start a business you’re going to need some money. Continue reading “Four Tips For Funding And Starting A New Business In The New Year”

4 Common Methods Used by a Credit Card Processing Service

When it comes to running a small business, few things are more important than the ease with which you can accept payments. After all, people are less likely to choose your business if they have a hard time paying for their items or find that they are unable to use credit cards, debit cards or even checks. This is one of the reasons why accepting credit card payments and understanding integrated card services is such an important part of today’s business landscape. Before you get started, however, there are few common methods that credit card processing services use of which you should be aware.

Continue reading “4 Common Methods Used by a Credit Card Processing Service”