Banks and institutions that provide loans always come up with new ways and forms that help meet the needs of several home buyers. However, before you apply for a home loan, you should have an understanding about the most important aspect of the loan – the Equated Monthly Instalments (EMIs). You need to calculate your EMIs beforehand in order to prepare yourself for the future.Continue reading “How to Calculate EMI on Home Loan?”
Are mutual funds or Unit Linked Insurance Plans (ULIPs) better? There has been much debate about this topic. Both offer the benefit of long-term wealth creation and market-linked returns. Over the past years, the performance of these two financial vehicles has fluctuated, given the market volatility and regulations.Continue reading “ULIP or Term Insurance with Mutual Fund: How to Choose the Right Option”
Indian women today are more aware and confident. They know their responsibilities and their rights and are more willing to take control of their lives. Women are taking up different types of corporate responsibilities and they are quite active in defense services as well. They are able to do their jobs with excellence and ease.Continue reading “6 Benefits of Health Insurance for Women in India”
If you’re trying to reduce business costs, there are many different ways to approach that goal. The thing is, the more research you put into the correct way to do this, the more effective your result. If you choose to do something that is less effective than a different method, then much of your energy is going to go towards something that would better be used separately.Continue reading “4 Ways To Reduce Business Costs”
The stock market has always been a preferred investment avenue for many. Considering the higher returns and market volatility, investors choose to invest in stocks for tax benefits and faster wealth maximization. Investors were issued physical certificates by companies in the past and the same has changed into de-materialized certificates where the securities are credited and debited from the trading account held by the investor in a bank.Continue reading “Here’s How You Can Consolidate Multiple Demat Accounts”
Settling down in a new country is not a trouble-free task. The process involves wrapping up things at your current place of residence and starting things anew in a completely different location. It also leads way to other fundamental changes of living, starting from a new bank account to a new residence. Understand all the financial aspects of opening up an NRO account or an NRE account, best-suited for your needs.Continue reading “What is NRE and NRO Savings Accounts”
October, one of the most pleasant months in the calendar, brings with it a sense of joy and festivity. The scorching heat is no more, and one has well bid adieu to the incessant showers that were still rampant in September. October is a time when autumn is about to arrive in the northern hemisphere, spring has sprung in all its glory in the south, and so has the festive season across the globe. Obviously, all this makes it one of the best months to make a travel plan. It’s the time to pack your bags and get set to globetrot.Continue reading “Planning a vacation in October? Here’s where to go”
A business loan is a way for a small company to obtain some initial capital and make some investments that are required in order to start its operation and grow from that point. But there are also some disadvantages about the business loan such as concealed information and costs.
Paying heed to the advice of her close friend, Mrs. Reema Desai decided to invest in a health cover for herself and her family members. She understood that a health insurance policy offers financial security for high medical expenses in an event of hospitalization. However, she was confused about which insurance provider to choose given the various options available in the market.
If you are looking to reap the benefits of the stock market as well as receive insurance benefits, then a Unit-Linked Insurance Plan (ULIP) is an ideal investment option. Such policies invest in the stock market through a mix of growth, balanced, and equity schemes. Since these have an equity advantage, they have the potential to earn higher returns. ULIP plans also offer the benefit of life cover, thereby providing financial security to your loved ones in case an unfortunate event occurs.
Living with debt sucks. Not only can it lead to added stress, it can ruin relationships with your friends and your family, and even lead to health problems. However, there is no way you need to take being in debt lying down. Sure, the mountain of bills and the unceasing march of due dates can be a lot of handle but the situation is not impossible. With that in mind, here are five ways to get you out of debt and save your life.
Family matters the most. It is of utmost importance to safeguard family members especially in the event of untimely loss of their only bread-earner. However, the unforeseen cannot be predicted hence, it is vital to protect the life of our loved ones in our absence by opting for life insurance. Term insurance plan is a life insurance product where financial coverage is provided to the beneficiary of the insured during untimely death of the policy holder within the policy term. Term insurance is by far the most affordable and popular plan among various other life insurance products.Continue reading “Term Insurance Plans– Lifetime Protection for Family”