When it comes to running a small business, few things are more important than the ease with which you can accept payments. After all, people are less likely to choose your business if they have a hard time paying for their items or find that they are unable to use credit cards, debit cards or even checks. This is one of the reasons why accepting credit card payments and understanding integrated card services is such an important part of today’s business landscape. Before you get started, however, there are few common methods that credit card processing services use of which you should be aware.
Credit Card Imprinters
Credit card imprinters are probably one of the oldest and most basic ways to process a credit card payment. These machines come sometimes be seen as relics from the past but you use a machine that makes an imprint of credit cards that you can manually process after the customer leaves. Unfortunately, they offer no way to ensure that the card has enough credit to actually cover the item the customer bought. It’s probably best to choose another credit card processing method. Continue reading “4 Common Methods Used by a Credit Card Processing Service”
There is not necessarily a clear distinction among the terms financial planning firm, financial advisor, private wealth Management Company, and individual wealth manager. But according to Investopedia, Wealth management is a high-level professional service that combines financial and investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee. Continue reading “What Is Wealth Management?”
As a business in operation, there are a lot of things to be attended to ensure that things are being done and money is being made. The idea might be simple, but entrepreneurs find that the acting out of those ideas becomes increasingly complicated as the business grows. In business, the number one concern is that the company is equitable and that the cash flow statement reflects positive numbers. Continue reading “3 Ways to Make Your Business More Equitable in 2017”
Regardless of whether you’re investing in short- or long-term opportunities, having good control over your investment portfolio is still a must. A strong portfolio with healthy investments will have a much better return, especially when you start looking at your portfolio as a way to grow wealth in the long run. Continue reading “The Different Ways Good Portfolio Management Can Help You in the Long Run”
We have seen that there are three important financial statements for any public limited company. They are
- The Balance Sheet
- The Statement of Profit & Loss
- The Cash Flow Statement
Continue reading “How to Analyze Financial Statements Using Financial Ratios”
Starting your own business, even if it’s small, requires money. Startups face more and more challenges because they have no record of success. Knowing where to look for money will give life to your new business. Continue reading “7 Creative Ways to Fund Your Startup”
In an attempt to stop the circulation of fake notes, especially in the black money market, the Central government of India has declared that the specific bills of 500 & 1000 rupees, will be banned or decommissioned.
In a one shot bold exercise to stop the circulation of fake financial bills, especially in the turmoils of a second invisible black money market, the Central government of India under the leadership of Narendra Modi governmenthas declared that the specific bills of 500 & 1000 rupees, will be banned or decommissioned. Continue reading “PM Narendra Modi decommissions 500 & 1000 Rupee Notes”
Indians traditionally have a different socio-economic ecosystem when compared to many of the western economies. Our ecosystem is less reliant on social security provisions and working professionals attempt to save a significant part of their monthly income for their future needs. These savings are envisaged to provide for medical needs, their children’s education and marriage needs and sustenance for old life. But how does such needs get systematically eroded? Continue reading “Protect your savings from systematic decay – Paise Ko Jagaao”
Ras al-Khaimah (which literally translates into ‘top of the tent’) is the northernmost emirate of the United Arab Emirates (UAE). While the emirate does not get the same level of attention as Abu Dhabi and Dubai, it should. The government is pro-western and pro-investment and foreign businesses are beginning to take notice. As such, here are six excellent reasons to invest in Ras al-Khaimah Continue reading “6 Excellent Reasons to Invest in Ras al-Khaimah”
The current exchange rates for the GBP are, as we all know, very low, the pound is weak compared to other currencies such as the US dollar and the Euro. While this can mean good business for those who manufacture and sell from within the UK, for those who import or sell products abroad, it can mean lower profits.
Using lines of credit can help companies who are facing these challenges – so what are lines of credit and how do they work? Continue reading “How to Use Lines of Credit: Weather the Storm!”
The concept of crowdfunding isn’t waiting to hit it big – it already has. The numbers plainly tell the tale with more than 600 crowdfunding platforms around the world raising billions of dollars in the few years that it has rested high in the public consciousness. What exactly is crowdfunding? It’s exactly what the name implies; a way to raise money for almost any project by soliciting small donations from many individuals. There are a variety of ways to go about crowdfunding your business startup. Here are some of the most effective. Continue reading “Ways to Crowdfund Your Startup”
Efforts by the RBI have made it easier to get housing loans in India. To know what you should consider before taking a home loan, read on!
In October 2016, The Reserve Bank of India (RBI) took a revolutionary step by increasing the amount of money that banks could lend for the purchase of property in India. The central bank also reduced the risk factors attached to such loans, and the focus was clearly on providing a boost to an otherwise struggling real estate market in the country. Continue reading “Need a Home Loan? Here is How to Select the Perfect Lender”
So you are looking for the best way to earn Money online from home? i will show you now so read to the end, 20 years ago, the idea of making money online, was not yet born. And just 10 after that, making money online, come to be a reality. At present, you don’t have to live in Texas to be a forex magnate: trade with oil, or any other monetary assets for the case, is right at your desktop, single click away. Continue reading “Best ways to earn money online from home”
I receive many emails about which Forex companies provide the best managed Forex accounts service, so in this article I want to explain what is Forex managed account service and its advantages and disadvantages, I will show you also where you can find the best Forex managed account companies. Continue reading “Best Managed Forex accounts service in the world”
The Top Forex brokers are neither secret nor hidden, and if any trader or novice in the field trusts that only a few especially chosen to people can really trade on decent and reliable stages, they are wrong. All Forex brokers are good and bad and are free to be used by any trader irrespective of their knowledge, investments or budget. The secret to discovery the best and utmost regulated Forex brokers is how to search for them and know where to find them. Continue reading “Top forex brokers in the world”
CFD (Contract for difference) is a type of investment that provides the investor with all the benefits and risks of owning a stock without actually owning it. CFD, as an arrangement made in futures allows the investors to settle using cash payment both for profits and losses. As we well know in ForexSQ, Investor does not need to hold the physical stock and the flexibility that this situation provides makes CFD’s attractive for OTC traders. At below i will shows you how to find the best CFD brokers for online trading. Continue reading “How to choose the best CFD Broker”
A type of forex account that permits the trader to go in positions that are one-tenth the size of the average lot of 100,000 units. A 1 pip change in a currency pair, is equivalent to $1 while trading a mini lot, associated to $10 for a standard-lot trade. Mini lots are accessible to trade, if you open a mini forex account with a Forex mini broker then read this article carefully. Continue reading “What is mini forex trading”
A group of financial experts have identified 5 winning financial peculiarities, which will make every business prosper. Yes, there are plenty strategies, which the websites offer to consider, but not every strategy will lead a businessman to success. Finances are the complicated subject, which prefers people, who can wisely deal with them. Every responsible and promising entrepreneur should 5 crucial things about the successful business! Continue reading “5 Killer Financial Tips for Successful Businessmen”
We have just this one life to get a multitude of things accomplished at certain key stages in our lives. Once we have been set on the path of growth and maturity by our parents, backed by whatever we have learned in our youth, we arrive at the doorsteps of a career. From there on, it is a familiar story with some unexpected twists and turns which, if not anticipated, can leave you wishing you had a second chance. Here is what you can do to safeguard your life from regrets and what you can actually do with your time here on earth. Continue reading “Things to Do Before You Turn 30”
Trading Forex is understanding the art of short term speculation through selling and buying different currencies against others. In ForexSQ we care about traders’ education, thus we remind that Forex trading is far more risky than you can imagine when you 1st come to it and could suggest large losses for the newbie. Why not? All the promotional surrounding FX trading suggests that it’s a simple way to double, triple your money from the comfort of your home and with little effort. Continue reading “What Is FOREX TRADING”
Finding the right Forex broker is one of the greatest important keys on how you can succeed in Forex trading. To earn money without exerting too much effort and energy Forex trading is an excellent medium. The industry of Forex trading provides never-ending opportunities to make money particularly for the clever traders. Using the best method for Forex trading is undeniably the best choice on how you can succeed on this endeavour and earn great profit. To exploit the effectiveness of Forex trading, it is best to obtain the best and reliable Forex broker. Continue reading “How to choose the right UK Forex broker”
The money you make can grow only upon investment – but picking the right investment instrument is key. We recommend monthly income plans.
Pursuant to the adage that a man may do what he likes with his wealth is the line of thought: ‘How does one create wealth in the first place?’ This is a question that has puzzled legions of salaried and self-employed people from time immemorial. While there are several answers to this question, there are only a few that actually work. Continue reading “An investment that gives you regular returns”
Picking the right life insurance plan is key to protecting not just your financial interests but also your family’s future in your absence.
If you really think about it, everything about life is uncertain. You cannot predict if you will find the love of your life. You do not know if you will ever have a high-paying job. You cannot say if you will always be happy or healthy, or that your parents will still be around to play with their grandchildren. There are very few factors in your life that you can actually control. After all, when was the last time you accurately predicted that something good or bad was about to happen? Better yet, when was the last time you were able to avert an unfortunate event in the nick of time?
The fear that you will abruptly cease to be in the lives of your loved ones is a very real one. Apart from grappling with the emotional trauma of losing you, your family may also suffer the pangs of financial suffering. This vision can keep you awake at night, and wreak havoc with your mental peace. Continue reading “Life insurance plans are made keeping you and your family in mind”
Up to a decade ago, most people believed in saving up to buy a house of their dreams. After most of the money for the house was collected, the shortfall would be met by borrowing from relatives or taking a housing loan from a bank. Today, however, the situation has reversed completely.
Real estate is extremely expensive in India today, and as gross incomes rise, more and more people are choosing to take home loans to fund the major part of the house purchase. Younger age groups, too, are opting to buy homes in their 20s so as to create a valuable asset for the future. Responding to the need for housing in the country’s metros, Tier II and III cities and upcoming towns, a multitude of Indian banks and financial institutions are offering home loans to suit customers’ needs. Continue reading “Housing loans: The longer the payback period, the better”
Just like learning any basic activity in life, it is equally important to learn the equity trading the right way. There are a few simple steps that you have to begin with, in the process of learning anything and same goes with the equity trading as well. So if you too are a new investor who is trying to learn several things before trying the hands on the various aspects of the stock market, keep on reading through the details that have been discussed in the sentences that follow. Continue reading “5 simple steps to learn equity trading”
It goes without saying that investing in life insurance is a big deal. Life insurance is defined as a bipartite contract between an insurance policy holder (an individual) and an insurer (an organization), where the insurer promises to pay a pre established beneficiary (often close family members like wife, children, husband, or parents) a pre decided sum of money (the benefit) in exchange for a periodically paid premium, upon the death of the insured policy holder. The policy holder typically pays a periodic premium (say monthly or yearly) or a one time lump some payment towards the insurance policy. Since it is a considerable investment, at the end of the day, no one wants to purchase the wrong insurance or pay for a plan that’s far beyond their needs.
Keeping that in mind, here are 20 tips to help you get the best insurance for your needs. Continue reading “20 Things You Need to Know and Consider Before Buying Life Insurance”
Cash Flow Statement as the name suggests is the summary of cash transactions of a company during the financial year. Cash Flow Statement, popularly known as CFS is a very important document in the hands of investors who want to know the changes in cash balances of the company year after year. The Profit & Loss Statement does not give a complete picture of financial wellbeing of a company because profits are not equivalent to cash. Profits are calculated using accrual principle where as for the investor eventually what matters is the liquidity position of the business. Continue reading “How to Read a Cash Flow Statement”
Credit unions are not-for-profit, tax-exempt financial institutions or cooperatives that are owned by their members. They are created and operated for the purpose of providing a variety of financial products and services to their members, which include savings options, access to fairly priced credit, financial education, and facilities where transactions can be made at equitable cost.
Being a member of a credit union offers unique benefits that cannot be provided by other types of financial organizations like banks and microfinance institutions that derive their funding from investors, grants, and external loans.
To get you acquainted with some of these advantages, we’re providing you with a rundown of the most popular ones below. Continue reading “Fantastic Advantages of Joining a Credit Union”