5 Mortgage Mistakes You Can’t Afford To Make

Selecting the perfect home can be a daunting task. But that is only a start. You still need to be a potential loan candidate with an acceptable credit score to navigate the mortgage process and ultimately secure a future worth living in. Since all these can prove to be a little slippery, most people who buy homes make mortgage mistakes that turns out to be costly. To avoid making such blunders, you need to first know what they entail.

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Must-Have Insurance Add-Ons for Sports Bike Buyers

Buying a sports bike is every hardcore biker’s dream. It is not only important to fulfill one’s dreams but also to protect them. You can protect your sports bike financially in a better manner if you buy bike insurance online.

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How to Avoid Consequences of Depreciation in Car Insurance

It is natural for an asset to depreciate in value. With respect to a car, its value is not going to remain the same for years. For example, if you had purchased a car for Rs. 5 lakhs, after four years, its value will be around 3 lakhs. In purely accounting terms, depreciation is the reduction in the value of an asset over a period of time due to natural wear and tear. In fact, the depreciation component kicks in the moment you drive your car out of the showroom. Read ahead to know how to avoid consequences of depreciation with respect to car insurance.

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6 Factors That Define Car Insurance Premium Calculation

Buying a car insurance policy will safeguard your financial interests in case of certain unfortunate incidents related to your car. The premium paid by each policyholder might differ due to the way an insurer will calculate car insurance premium. To arrive at a certain amount a car insurance premium calculator is.

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Don’t let the idea of home loan scare you

Many anxious thoughts engulf your mind when you plan to opt for a home loan to fulfill your dream of owning a home. It takes confidence to take up the responsibility and keep up to your commitment to repay the loan amount. The following consolations should help you to put your forward while approaching a home loan lender.

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Keep These 7 Factors in Mind While Renewing Your Health Insurance Plan

If you own a health insurance policy to safeguard the health of your family, it is important to ensure that you renew the policy on time. If you fail to renew the same, the policy could lapse and you might not be eligible to get the benefits of the same in the future. It is very important to renew the policy on time and there are certain factors that you need to keep in mind when doing the same. Explained below are the seven important factors you need to consider while renewing your health insurance policy.

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7 Benefits of Investing in ULIP for a Long Term

Whether you are a new investor in the market or are the last-minute tax planner, there is one product, which will fit all your needs. Out of all the products available in the market, Unit-Linked Insurance Plan (ULIP) is one product that offers a number of benefits and is a dual performer. The plan offers an insurance cover and an investment benefit. This means you do not have to buy a separate insurance policy and can enjoy the same benefit in a single investment plan. ULIPs are highly preferred by investors with long-term goals. They are also the first choice for last minute tax planners. In ULIPs, the returns from the investment are not taxed.

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Your Ultimate Guide to Investing in Debt Funds in 2019

Do you want to turn your dream of backpacking across Europe, into a reality in the upcoming years? Then to realize that goal, one of your 2019 resolutions should be to invest in debt funds.

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Know How to Weather Market Correction with ULIPs

Volatility has become synonymous with equity markets these days. It is making the investors apprehensive about the stock markets, so much so that retail investors are ready to forgo the handsome returns in lieu of stability. Technically speaking, volatility is the unpredictable and dynamic change in the trading price of the stock markets. Volatility is caused by multiple factors, which could be related to micro factors such as the company’s business condition or macro factors such as geopolitical issues and economic downturn. Most of the times, markets tend to give a knee-jerk reaction to the information or news,which causes short-term volatility. 

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What are Riders and How They Enhance Your ULIP Options

Who doesn’t like additional benefits? Whenever we go shopping, we constantly look for offers and add-ons.  Anything that we get over and above the promised services elates us and makes us feel content with the value for money.

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Types of Home Loan You Should Know About

People around the world rarely ever buy a house without the aid of any loan. This is primarily because home loan gives borrowers a chance to continue living a comfortable life. There are many types of housing loans that you can choose from while applying for a home loan. However, many prospective buyers fail to do a thorough research and learn about the types of home loans available. Choosing the right type of loan could help you get a good amount of savings on the fees, down payments and interest. And who wouldn’t want that, right?

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