Housing loans: The longer the payback period, the better

Up to a decade ago, most people believed in saving up to buy a house of their dreams. After most of the money for the house was collected, the shortfall would be met by borrowing from relatives or taking a housing loan from a bank. Today, however, the situation has reversed completely.

Real estate is extremely expensive in India today, and as gross incomes rise, more and more people are choosing to take home loans to fund the major part of the house purchase. Younger age groups, too, are opting to buy homes in their 20s so as to create a valuable asset for the future. Responding to the need for housing in the country’s metros, Tier II and III cities and upcoming towns, a multitude of Indian banks and financial institutions are offering home loans to suit customers’ needs. Continue reading “Housing loans: The longer the payback period, the better”

5 simple steps to learn equity trading

Just like learning any basic activity in life, it is equally important to learn the equity trading the right way. There are a few simple steps that you have to begin with, in the process of learning anything and same goes with the equity trading as well. So if you too are a new investor who is trying to learn several things before trying the hands on the various aspects of the stock market, keep on reading through the details that have been discussed in the sentences that follow. Continue reading “5 simple steps to learn equity trading”

How to create amazing infographics

You’ve probably been seeing infographics all over the web, and you might be wondering what the hype is really all about. Infographics can be a great way to draw attention to your business and they also double as quality, sharable content. Infographics are great for your current and prospective clients or customers, because they are visually pleasing and easy to digest, while still getting information across clearly.

The main reason that infographics are so effective is because the brain processes visuals 60,000 times faster than standard text. Plus, people tend to remember only 20% of what they read, where visuals have a lasting effect. With so much content floating around the web, it’s easy for us to feel like we are going into information overload. Infographics counter this effect because they are so engaging. The colors in an infographic alone can make them 80% more appealing to readers than standard articles or text. Continue reading “How to create amazing infographics”

20 Things You Need to Know and Consider Before Buying Life Insurance

It goes without saying that investing in life insurance is a big deal. Life insurance is defined as a bipartite contract between an insurance policy holder (an individual) and an insurer (an organization), where the insurer promises to pay a pre established beneficiary (often close family members like wife, children, husband, or parents) a pre decided sum of money (the benefit) in exchange for a periodically paid premium, upon the death of the insured policy holder. The policy holder typically pays a periodic premium (say monthly or yearly) or a one time lump some payment towards the insurance policy. Since it is a considerable investment, at the end of the day, no one wants to purchase the wrong insurance or pay for a plan that’s far beyond their needs.

Keeping that in mind, here are 20 tips to help you get the best insurance for your needs. Continue reading “20 Things You Need to Know and Consider Before Buying Life Insurance”

5 Tips For Establishing Your Website And Making It Successful

There is a bit more to setting up a website for your business than just getting it live and leaving it there. Establishing your website takes some work, and you want to make sure that you are creating a site that people will want to visit more than once. That means making sure it has everything they are looking for, and that you also ensure that you are updating often to keep them coming back for more.

So, what do you need in order to make a successful website? Well, there are a few things, some that are easier than others, and some that are cheaper than others. Continue reading “5 Tips For Establishing Your Website And Making It Successful”

5 Great Tips For Funding Your Small Business Needs

Whether you are just starting your small business, or you have had it going a while and times are just tough now when it comes to money, there are things you can look into to help keep your business afloat, or get it started in the first place. Money is a must when it comes to any kind of business. Beyond your startup funds, it’s every businesses hope that they will be out of the red quickly, and stay that way, and continually be pulling in funds.

However, there are many things that can go wrong and cause any business, new or old, big or small, to have funding problems. Maybe the economy is bad, maybe you had an emergency (like a flooded building or a building fire), or maybe you just haven’t been putting enough work into promoting your business and people just don’t know you are there. Continue reading “5 Great Tips For Funding Your Small Business Needs”

6 Tips for Establishing Your Small Business Blog

When it comes to online marketing, content is king. Multimedia and social media marketing are also useful avenues, but blog posts and other forms of the written word have proven time and again to generate leads and build a better following for your business. It’s difficult to bring positive attention to small businesses nowadays, but a great blog can make all the difference. Here are some suggestions for getting yours established. Continue reading “6 Tips for Establishing Your Small Business Blog”

3 Tips for Creating A Likeable Online Business Persona

In online business, we often hear about creating personas for your audience and the various groups you’re targeting with your digital marketing strategies. While having a firm grasp on these personas can make your marketing more focused and effective, there is one online persona you should constantly be working to improve upon—your own.

Creating your own online business persona is remarkably similar to creating a likeable online dating profile. You want to showcase aspects that will draw in your target market while always staying true to who you are. So to help you highlight your alluring aspects on digital platforms, here are three tips for creating a likeable online business persona. Continue reading “3 Tips for Creating A Likeable Online Business Persona”

Wedding industry: ‘Identikit’ weddings are on the rise

For those working in the UK’s wedding dress industry it has become apparent that there’s been a rise in ‘identikit weddings’ as brides look to enjoy their big day.

For brides who are looking for great wedding dresses, London is still a top choice destination for variety and the latest fashions and some brides are opting to follow wedding trends which are featured heavily in magazines. Continue reading “Wedding industry: ‘Identikit’ weddings are on the rise”

Better Office Communication Increases Productivity

If, as a manager or team leader in Toronto, you haven’t considered business communication skills training for your team, you may be missing out on an opportunity to improve your department’s performance. Adult learning experts can help your team master meeting, presentation, and writing skills at the office, or a combination of the three. There are dozens of workshops available in Toronto, including courses that focus on writing and managing email, conducting and organizing meetings, and delivering persuasive presentations to clients, executives, or colleagues. Below are some of the benefits your organization will enjoy by improving its communication weaknesses. Continue reading “Better Office Communication Increases Productivity”

How to Keep Your Remote Team Motivated

Just because a team works remotely doesn’t necessarily mean they’re motivated. In fact, they often require more communication and encouragement so they don’t worry about missing out or feeling forgotten. Whether your remote team works across town, across the country, or across the globe, you can’t easily call them in for a physical meeting. To beat these problems, take the following steps. Continue reading “How to Keep Your Remote Team Motivated”

The Importance of Professional Indemnity Insurance for Engineers

As an engineer, you likely already have some form of insurance. However, one type of insurance you may not have considered is professional indemnity cover.

Designed to protect you in the event of a claim being made against your business, this type of insurance can prevent you from losing your company if anything does go wrong. When you look at it like that, you realise exactly how important it can be! So what benefits, besides preventing you from losing your business, does professional indemnity insurance provide? Continue reading “The Importance of Professional Indemnity Insurance for Engineers”

5 Biggest Career Milestones of Daryl Katz

There are no Hollywood films about Daryl Katz, so while we’re familiar with the stories of Bill Gates and Mark Zuckerberg many of us know little about the self-made Canadian who’s amassed a fortune of approximately $3.4 billion. These milestones are just some of this reclusive Canadian mogul’s notable achievements. Continue reading “5 Biggest Career Milestones of Daryl Katz”

Increase Product Sales with interactive 3D – How customizable 3D objects can boost your clientele base

E-commerce sites account for a substantial portion of shopping. Consumers are opting to use mobile media as well as the standardized websites to obtain goods which in the past required visiting a retail store to obtain. According to an article by Forbes, “consumers are buying online more than ever and growth rates in the e-commerce sector remain very healthy”. Because of the growth, competitiveness in product presentation and in e-commerce product development has grown as well. It is therefore critical that the businessman or woman work alongside their web developer in implementing strategies which are effective and encourage user interaction on the site. One such way in which an e-commerce site can boost their product sales is with interactive 3D components. Continue reading “Increase Product Sales with interactive 3D – How customizable 3D objects can boost your clientele base”

Online Reputation Management Tips

Negative search results for your business or brand name can hurt your business. That’s not a surprising fact. Imagine if your clients were searching for your business and got to land upon some pages having a discussion on a bad customer experience. Sounds too common right? But how can you handle negative reviews and search results? What do you do when one or two angry clients, or even a competing business, are ruining your business’ reputation online? Continue reading “Online Reputation Management Tips”

How to Read a Cash Flow Statement

Cash Flow Statement as the name suggests is the summary of cash transactions of a company during the financial year. Cash Flow Statement, popularly known as CFS is a very important document in the hands of investors who want to know the changes in cash balances of the company year after year. The Profit & Loss Statement does not give a complete picture of financial wellbeing of a company because profits are not equivalent to cash. Profits are calculated using accrual principle where as for the investor eventually what matters is the liquidity position of the business. Continue reading “How to Read a Cash Flow Statement”

5 Things You Need to Know When Hiring an Outsourcing Business

Every business, just like every single thing in nature, is constantly striving towards one thing – growth. Stagnation is not an option – with  fierce competition in almost all areas of business, standing in one place means that you’re actually going backwards and that’s not something you should allow.

Without question, outsourcing has changed the way business is done. The reason behind it is simple – outsourcing is a simple solution to many problems businesses are faced with on a daily basis. For a single project to be completed, it needs to go through several phases, each equally important, if we want the results to be satisfactory. However, it often happens that there’s not a big enough workforce or not enough time to be dedicated to individual phases and that’s exactly why we turn to a brilliant shortcut called outsourcing, because it enables constant expansion. Continue reading “5 Things You Need to Know When Hiring an Outsourcing Business”

Unique Ways to Advertise Your Business

The right marketing campaign is essential to anyone who owns their own business – in fact, it is so crucial it can either make or break our business. The trouble with conventional marketing is that it can be very expensive to do right. There are many things to cover, and this can add to the confusion for small to medium sized businesses who are inexperienced in the marketing field.

A specialist marketing company may be able to help, but only adds to the cost, and they still aren’t guaranteed to get you the results that you want. Many of the favorite traditional marketing techniques include radio advertising, local newspaper advertising or local television advertising. Continue reading “Unique Ways to Advertise Your Business”

Top 4 Mobile Apps for Personal Financial Management

Are you struggling to save money? You are not alone.  A recent survey conducted by Bankrate.com revealed that 60% of respondents would be forced to empty their savings in the event of a financial emergency such as a job loss, an unexpected medical bill or car repair.

One of the main reasons why most of us can’t save money is failure to budget. Budgeting, particularly via the pen-and-paper method – which is typically tiring, time consuming and cumbersome, can be a daunting task. And, of course, we all know that tracking finances in our heads never works out, whether it is due to forgetfulness, impulse, or a myriad of other things. Continue reading “Top 4 Mobile Apps for Personal Financial Management”

Enhance Brand Values With Promotional Products

One of the constant balancing acts marketers walk is the need to maintain a fresh and relevant modernity about their brand without losing the hard-won authority built with many years of marketing investment. Most large companies regularly update their livery every decade or so to keep up with trends in design and corporate imagery but this option does not necessarily suit smaller organisations. That’s why many marketers believe choosing the right promotional product which reflects the commercial zeitgeist is a proven way in the interim of associating their brand with developing social and business trends. It may not be possible for many companies to make short-term changes to consumer perceptions of their brand however the simple act of applying company branding to an up-to-the-minute product is a cost effective way to enhance consumer perceptions and take advantage of the latent energy of market trends. Continue reading “Enhance Brand Values With Promotional Products”

3 Ways to Update Your Office Decor to Boost Productivity

While you may want your business to be a place where people enjoy working, as an employer, you’ve also got to be concerned with the bottom line. If people aren’t working productively, they’re not being effective at their jobs and contributing to the ultimate success of your company. However, productivity and blandness are absolutely not mutually exclusive. In fact, a sterile work environment may actually be detrimental to the productivity of your employees. So to help make your workspace more conducive to productive work hours, here are three ways you can update the decor of your office to boost productivity.

Continue reading “3 Ways to Update Your Office Decor to Boost Productivity”

3 Things to Be Aware Of With Online Reviews

In the world of online business, if your online presence is lacking to your competitors in any way, your business could suffer immensely. One way that you can prove to your clients and customers that you’re worth their time and money is to have solid reviews from your previous patrons. However, this is often easier said than done for many businesses. And because you have to rely on your customers or clients to accurately represent your products or services, it can be a little scary, too. So to help you as a business owner have better luck with your online reviews, here are three things to be aware of regarding online reviews.

Continue reading “3 Things to Be Aware Of With Online Reviews”

Why is blogging good for your business?

If you run a business and your website is struggling for traction, then starting a blog could be one of the best decisions you make. Blogging is good for business, both in generating general traffic and for creating leads.

Here are five reasons why your business should be blogging. Continue reading “Why is blogging good for your business?”

Ensuring Your Business is Following the Correct Recycling Regulations

These days, there are a lot of rules and regulations in place that businesses have to adhere to. One of the most important regulations, besides health and safety, that you need to follow is recycling.

Due to the threat of global warming, the government is more concerned with lowering carbon emissions and protecting the environment than ever before. Not only that, but some sectors require strict, specialised recycling measures to ensure their waste is eliminated safely and correctly. Is your company following the correct recycling regulations? Find out below… Continue reading “Ensuring Your Business is Following the Correct Recycling Regulations”

Addressing big data challenges in smart cities

Big data is changing the way, technology is being leveraged to conduct business as usual activities is a more efficient manner. The emergence of Internet of Things, allows greater flexibility and governance, in urban development and its subsequent management. This has led to the emergence of the concept of smart cities, which is believed to revolutionalize urban settlements across developing, emerging and developed economies. Continue reading “Addressing big data challenges in smart cities”

3 Reasons to Think ‘Franchise’ for Your Next Business Venture

As an entrepreneur, it is a near certainty that you have already tried a sole proprietorship. According to the SBA, over 70% of US businesses are owned and operated by a sole proprietor. You’ve been there, done that, and learned about as much as you are going to learn from that format.

Now that you are ready to step up to the next level, you have some decisions to make. Perhaps you are on the fence about franchises. The potential is enticing. But there is the low-profit margin, lack of support from the mothership, and the stigma of being the second-rate experience compared to the corporate store.

But there is another side of the franchise story to consider. No one ever said that franchising would be easy. But if there were no rewards involved, no one would want to do it. Here are 3 reasons why you will want to give franchising a closer look: Continue reading “3 Reasons to Think ‘Franchise’ for Your Next Business Venture”

How To Transform Your Home Office Into A Creative Hubspot

When people think of designing their home offices, they think about it in a mundane way. Some people just use a spare room with a desk, chair, computer, telephone, and printer. Others make the effort to find the right furniture, lighting, and ventilation.

Yet few people think about creating the right ambiance.  Continue reading “How To Transform Your Home Office Into A Creative Hubspot”

How to market Furniture businesses for the Chinese market

But just how do people purchase furniture? How will you promote your furniture brand in China? There’s a key proven fact that you may understand prior to going into profound reason inside our research. People that want to acquire furniture will first looking through Internet and from then on they’ll go directly to get to get their furniture. So the key question remains how to market your furniture brand in China? Continue reading “How to market Furniture businesses for the Chinese market”

Advantages of Mobile Banking

Did you know that the number of people using mobile phones in India is more than the number of people using bank accounts? Some studies say that it will still take banks more than two decades to reach the entire population of 1.2 billion. Considering the fact that India is the third largest smartphone market in the world, mobile phones would definitely reach the entire population much faster than bank accounts! That is why the Reserve Bank of India has been urging all the banks to offer mobile banking.

Mobile banking is also the logical next step after the success of online banking. There are a lot of advantages of this form of banking over the online version as well. Here’s a look at some of the major benefits. Continue reading “Advantages of Mobile Banking”