The most important thing that financial institutions check for determining your eligibility for a loan or credit card is your CIBIL score. The CIBIL score is basically a three-digit number that summarizes your credit history. It is calculated using factors like your loan repayment history, your total available credit balance and how long you have used credit and the number of loans and their distribution between secured and unsecured components. Your repayment history accounts for over one third of the score. Continue reading “Know your CIBIL score with PAN Card”
There was once a time when the only way to shop for things that you wanted or needed was to head into town or the city and look for the specific store you required. There were stores that specialized in just about anything that you might happen to need: hardware, auto parts, sewing materials, fly fishing supplies, pet food, maternity clothing. While all of these types of businesses still exist, there has been considerable consolidation in recent decades, and now with the Internet, the need to travel to these various stores is negated even further. Someone can log online and get their batteries, business apparel, and bottles of shampoo all in one go. Continue reading “3 Things to Consider before Putting Your Business Online”
An average employee spends about 40 hours a week in the office. As their job demands increase, they expect more from their employers. This is not about requesting a salary increase or a promotion. Employees demand green and sustainable buildings to their bosses because it makes their day jobs less miserable. Continue reading “Why Green Buildings are Productive Offices”
In case you are applying for a business loan, there are some essential tips which can help you get proper funding for your business plan or expansion needs and help to protect for business loan rejection or tax deduction.
Are you applying for a business loan? You should definitely follow a few tips which ensure success as far as getting funding for your blueprint or business plan is concerned. Submitting your very first business loan proposal can be a hugely daunting affair with the gazillions of financial documents required along with a thorough scrutiny of your personal and business credit history as well. Here are five tips that will help you get your application successfully approved without any hitches. Continue reading “Everything about Business Loan Explained: Interest Rate to Tax Deduction”
The economy is looking up for manufacturers in 2017. Global manufacturing is on its fastest growth track since February 2014, with the J.P. Morgan Global Manufacturing PMI steady at 52.7, the National Association of Manufacturers reported in its February 2017 update. January saw growth in the manufacturing sectors of 11 of the top 15 markets for U.S.-manufactured goods exports. Technology advances in areas such as 3-D printing, the Internet of Things, big data analytics, and logistics are helping drive the growth of manufacturing. Here’s a closer look at three technology trends your company can use to lower your manufacturing costs and increase your profits. Continue reading “3 Tips to Lower Your Manufacturing Costs by Deploying Technology”
Whether you work for someone else or you work for yourself, you (at some point) may want to move forward. Maybe you want to move ahead into a managerial or higher position, or maybe you want to turn your small business into a franchise. Whatever the goal, there are things that you will want to do in order to get ahead in your career. Continue reading “Three Ways To Get Ahead In Your Business Or Career”
When we plan for our home or office environment, we strive to get the best possible ecosystem for our employees or family members. However some contaminants often are still available, which one may not be knowledgeable about. This infographic presents these contaminants. Continue reading “5 Indoor Air Contaminants -You May Not Be Aware Of”
Almost every business owner would have read an article about “consumer centricity”, especially in the digital space. Putting your customer first is essential in a consumer age, but how do you make sure that the average digital shopper knows who you are?
One approach to driving eCommerce sales is to use what’s called the “Everywhere” strategy. Continue reading “How to Drive Sales to Your Ecommerce Business with the “Everywhere” Strategy”
Traders last week most likelysaw the Dow Jones close above the 20,000-point mark for the first time in its history.
The Dow’smilestone made headlines around the world, with some experts claiming it represents a significant psychological shift, and could ultimately push the index to even greater heights. For others, the Dow Jones serves as a somewhat outdated measure of the strength of the U.S. economy, since it’s a price-weighted index, including only 30 major companies. Continue reading “The Dow Jones at 20,000 – Does it Matter?”
As a student who plans on eventually starting a business, there are a number of different avenues that you can take. The one thing to be aware of is that you’ll most likely be starting with lots of great ideas, but absolutely no experience. That’s where you’re going to have to make sure that you wedge your potential upward. Continue reading “Tips For Moving Into Business While Still a Student”
It’s a few months into the new year and your business may still be suffering that holiday and winter lull, but now is the perfect time to start making some changes. You want to boost your business now so that when things pick up they pick up big. Continue reading “How To Make 2017 A Successful Year For Your Small Business”
When you first start running a business, you may be on a fairly tight budget. As such you are going to be extremely frugal with how and where you spend your capital – and you may feel that engaging a business accountant is an expense that you can do without. Continue reading “3 Reasons Why You Should Engage a Business Accountant”