When Term Insurance Makes More Sense Financially

A lot of us are financially not prepared to handle an emergency or a life crisis. We can easily avoid a life-changing outcome by getting adequate protection through a term plan. It is one of the most affordable ways to be covered but many have not spent enough time to know more about this product.

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Keep Your Employees Motivated with Group Term Life Insurance

It is impossible to run a successful business without efficient employees. They should be considered as family members and when you look after your extended family, they take care of the business. A group term life insurance will give assurance to the employees that you care for them. It will give them peace of mind that their families will not suffer in their absence.

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What makes online ULIPs a must have financial product in your portfolio

Online investment plans, insurance products, mutual funds and other financial products have been a game-changer for the industry in many ways. It has allowed financial companies to reach a larger customer base, spread awareness and educate consumers about their products and the financial industry as a whole.

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7 Tips to Consider When Buying a Life Insurance Policy

Life insurances are a must. Today, we cannot imagine life without insurances. Due to the occurrence of unprecedented events, getting an insurance coverage have now gradually become an indispensable need. One hardly requires to be reminded that a consumer who plans for the future should, in one way or another, take account of the fact that he does not know how long he will live. Earlier, insurances meant ‘life insurance policy’ in common, which addressed accidental deaths or untimely death owing to critical illnesses. However, insurance coverage now applies to varied domains like healthcare, vehicles, property, which includes land, home (real estate) or personalized shops and even corporate businesses. Many individuals also buy term insurance policies as it suits their need. But one must be prudent enough, prior to buying a life insurance policy. He should be aware of the terms and conditions laid by the insurance company before investing.

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Best funds to invest for your child’s future

As a parent, you always want the best for your children without any compromises. You want to offer them a secure future and a comfortable life. But with rising costs of living, it can be challenging to meet the financial responsibilities of raising and educating children.

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Here’s how credit cards have revolutionized the travel industry

The rising disposable income accompanied with desires to lead a superior lifestyle have exposed India as one of the fastest-growing travel markets in the world. Another major driving factor is the domestic travel business of the country which had brought a boom in the Indian aviation industry, which is soon expecting to be in the list of third largest by the year 2025. So what made the Indians globetrotters suddenly? If we analyze this carefully then apart from the income factor, there are several perks and benefits offered by the credit card companies that completely revolutionized the travel world.

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Incurred Claim Ratio – Important Factor to Choose a Health Insurer

Sumit purchased a health insurance plan for his family and asked his friend Kaushal to check if he opted for a reliable policy or not. Kaushal, an insurance agent, asked him for information about his insurer’s Incurred Claim Ratio or ICR. Sumit told his childhood friend, after searching for it online, that it’s 38 per cent. This is where you went wrong, said Kaushal, adding that the insurer is either not incurring too many claims or not settling its claims. It may not be able to deliver the intended benefits to customers, he told Sumit.

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How a business loan can act as a booster for your existing business

Business requires finance to grow and there are several costs involved in running a business such as expenses towards staff, inventory, equipment, and others. Moreover, a business loan can tackle these situations and help you manage and focus solely on the growth of your business.

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How Do Smallcase Investments Help You to Earn Money?

Smallcase technology is the newest addition to the constantly evolving investment market. This is a platform designed by Smallcase Technologies, a company from Bengaluru. Seven brokerage firms that allow their customers to use the platform and find investment portfolios with similar stocks are now using it. For example, if you want to buy stocks of companies that are benefiting from ‘Smart Cities’, you can find or create a portfolio consisting of those stocks. The technology is designed to maintain themed portfolios.

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Most Important Things to Know While Buying a Savings Plan

A life insurance savings plan is a policy that offers both death and maturity benefits. This policy is designed for those who want to invest in a plan that can allow them to grow their corpus and build a fortune. It will not only protect your family from financial troubles, but it will also help you reach your monetary goals.

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Tips for Choosing a New Forex Broker

For people who haven’t traded before, the first thing to ask in their mind; how do I pick the best from a pool of forex brokers? It is something tricky to beginners. The reason is because they fear losing all their hard-earned saving to scammers.

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