For many years, if you wanted a loan to finance your business, your only option was going to the bank. Times have changed, though, and there are now a host of non-traditional small business lending options. If you need money to get your business off the ground or to expand it, here are a few options: Continue reading “Non-Traditional Small Business Lending”
Ask any business owner, big or small, what the biggest challenge is when running a company, and they will tell you it is managing finances. What makes it so difficult? Many people feel that a company will only function successfully once it has acquired clients. While this is partly true, what is equally important to a company’s success is how well it can manage, and strike a balance between the funds that come in and go out. Continue reading “How to manage your working capital requirements”
Many small business owners find that at some point in their business’s lifespan they are in need of a little extra cash. The reasons for this sudden influx of money will vary from business to business, but there is one thing they all have in common: their business likely won’t survive without it. And that’s where small business loans come in. However, getting a small business loan isn’t necessarily as easy as getting a car loan or even a home loan. So to help you get the money you need to keep your business running smoothly, here are three tips for acquiring a small business loan. Continue reading “3 Tips for Acquiring A Small Business Loan”
Accounting is one of the most important aspects of any enterprise, but it’s still surprising how many small business owners are completely unaware of basic accounting principles. If you’re a small to medium business owner who handles most of the accounting in your business on your own, or have your have your accounting done by an accounting department or a third party, there are some crucial mistakes that you need to steer away from if you don’t want to face severe consequences. In this article, we’re going to touch on five of the most common mistakes business owners make when it comes to accounting. Continue reading “5 Common Accounting Mistakes Small Business Owners Make”
If you have recently started a business, you know just how much time and energy it takes to make a business succeed – or even stay in business. Keeping a business financially afloat is one thing; keeping your personal finances afloat at the same time is another. If you are running a business, make sure you do what it takes to avoid these common personal finance traps that afflict entrepreneurs too often. Continue reading “Personal Finance Traps That Affect Entrepreneurs”
It’s time to make New Year’s Resolutions and yours may just be to start your own business. Maybe you are tired of making money for someone else while struggle to make ends meet, or maybe you simply have a great business idea and want to put it into action. Whatever the reason you want to start a business you’re going to need some money. Continue reading “Four Tips For Funding And Starting A New Business In The New Year”
As a business in operation, there are a lot of things to be attended to ensure that things are being done and money is being made. The idea might be simple, but entrepreneurs find that the acting out of those ideas becomes increasingly complicated as the business grows. In business, the number one concern is that the company is equitable and that the cash flow statement reflects positive numbers. Continue reading “3 Ways to Make Your Business More Equitable in 2017”
Regardless of whether you’re investing in short- or long-term opportunities, having good control over your investment portfolio is still a must. A strong portfolio with healthy investments will have a much better return, especially when you start looking at your portfolio as a way to grow wealth in the long run. Continue reading “The Different Ways Good Portfolio Management Can Help You in the Long Run”
Budget airline EasyJet has seen its profits fall by 28% amid tough economic conditions. Chief executive Dame Carolyn McCall said that the company would remain “resilient,” despite the setback, which has largely been attributed to the economic uncertainty associated with Brexit as well as the new-found threat of global terrorism affecting what were previously popular holiday destinations. Continue reading “EasyJet Profits Fall in Response to Economic Uncertainty”
We have seen that there are three important financial statements for any public limited company. They are
- The Balance Sheet
- The Statement of Profit & Loss
- The Cash Flow Statement
Starting your own business, even if it’s small, requires money. Startups face more and more challenges because they have no record of success. Knowing where to look for money will give life to your new business. Continue reading “7 Creative Ways to Fund Your Startup”
Ras al-Khaimah (which literally translates into ‘top of the tent’) is the northernmost emirate of the United Arab Emirates (UAE). While the emirate does not get the same level of attention as Abu Dhabi and Dubai, it should. The government is pro-western and pro-investment and foreign businesses are beginning to take notice. As such, here are six excellent reasons to invest in Ras al-Khaimah Continue reading “6 Excellent Reasons to Invest in Ras al-Khaimah”
The current exchange rates for the GBP are, as we all know, very low, the pound is weak compared to other currencies such as the US dollar and the Euro. While this can mean good business for those who manufacture and sell from within the UK, for those who import or sell products abroad, it can mean lower profits.
Using lines of credit can help companies who are facing these challenges – so what are lines of credit and how do they work? Continue reading “How to Use Lines of Credit: Weather the Storm!”
The concept of crowdfunding isn’t waiting to hit it big – it already has. The numbers plainly tell the tale with more than 600 crowdfunding platforms around the world raising billions of dollars in the few years that it has rested high in the public consciousness. What exactly is crowdfunding? It’s exactly what the name implies; a way to raise money for almost any project by soliciting small donations from many individuals. There are a variety of ways to go about crowdfunding your business startup. Here are some of the most effective approaches for startups: Continue reading “Ways to Crowdfund Your Startup”
Kolkata has always been considered the underdog of Indian real estate market but seeing how the city is showing signs of stability even when the Indian real estate market is about to hit the real estate bubble, is slowly bringing Kolkata in the limelight. In the recent times, Kolkata Real Estate has been in the news for all the right reasons – from finding itself on the top in the list of cities with least commercial space vacancy to new infrastructure developments aimed at the growth of Kolkata property market. Continue reading “A composite study of Real Estate Performance – 2016 Results”
A group of financial experts have identified 5 winning financial peculiarities, which will make every business prosper. Yes, there are plenty strategies, which the websites offer to consider, but not every strategy will lead a businessman to success. Finances are the complicated subject, which prefers people, who can wisely deal with them. Every responsible and promising entrepreneur should 5 crucial things about the successful business! Continue reading “5 Killer Financial Tips for Successful Businessmen”
When it comes to financing a business, there are many different options for securing working capital. Some businesses operate completely based on revenue. Others get help from banks or investors. Some entrepreneurs even have enough savings to pour their own assets into their businesses until the ventures begin to turn a profit. Unfortunately, there might be instances where none of those options are workable for your business. You might have a series of customers who haven’t paid their invoices yet, leading to a temporary cash flow problem. Your business might be too young and green to attract investors or get approved for a traditional bank loan. And you might not have the savings necessary to keep your business afloat for the long-term—at least not without risking your personal financial future. Continue reading “Two Reasons to Get a Working Capital Loan for Your Business”
Why Do Companies Need Accounting?
The owners and managers of any business need records of monetary transactions. These records are useful to measure the amount of money invested or spent during a given period of time. Also these records inform the readers about the profit or loss resulting from the operations during a given period of time. Accounting helps in summarizing vital details that are used in planning and strategizing future course of actions for a business organization. Continue reading “What are Corporate Financial Statements?”
Loans against security are gaining public confidence of late. Read on to find about the current trends related to this popular option in India.
Did you know that loans against shares have sharply increased to 78%, pushing retail growth to 18% year on year in November 2015? This RBI data analysis published in The Economic Times mentions that this steep rise is reflective of the burrower’s confidence in this funding option.
There are various types options that can be used as collateral for loans against securities, including demat shares, mutual funds, gold deposit certificates, Kisan Vikas Patra, National Savings Certificates, life insurance policies and more. In this type of funding, you pledge your shares for one year to raise the required burrowing sum. Continue reading “Loans Against Security: A Trend Analysis”
Can home loans be a type of loans against property? Read on for what you must know before taking a home loan and how Budget 2016 favours borrowers.
Finance Your Dream Home
First time home buyers are now eligible to get an extra tax deduction of Rs. 50,000 on home loan of up to Rs. 35 lakhs, subject to the fact that the property must not be worth more than Rs. 50 lakhs, according to the Budget 2016 released by Finance Minister Arun Jaitley, according to an article published in Hindustan Times in February 2016. Buying a house of your own is no less than a lifetime achievement for some. While some people invest their lifetime savings, others opt to borrow money and pledge their future earnings. Borrowing money from a bank or NBFC could be an overwhelming procedure, especially if you are a first time buyer. Home loans are generally loans against property. The house to be bought acts as collateral. Banks and NBFCs generally finance up to 80 percent of the property value. Continue reading “Loans Against Property and Other Home Loans”
You might have a successful merger and acquisition with the company and currently working in forming a new one. However, there are certain things that need to be considered while undergoing the M&A process. One needs to address the issues before it rises, so that it minimizes the damage. Seeking legal advice from professional firm and understanding the process is very important. Generational equity is essential part of the M&A process.
Merger is not entirely an acquisition; but is full of consolidation of separate small business. According to the experts, true merger is when both companies dissolve their assets and liabilities. Continue reading “Do’s and Don’ts to have successful Merging and Acquisition”
With increasing pressure to go to college and get a degree, there is a great risk of finishing school with student loan debt and no job prospects. As the saying goes, “find a job you love and you will never work a day in your life, because that field won’t be hiring.” Unfortunately, many people pursue degrees in industries that are shrinking or lack growth. Continue reading “3 Fastest Growing Financial Service Jobs”
Let’s say you’ve been planning your dream home purchase for a long time. You now have a family income that can help you realise this dream. Now the task of searching around to find the best Home Loans, and starting the application process, begins. Continue reading “Determine Your Eligibility for a Home Loan”
Pitching to investors can be a challenge that compares to walking on a layer of thin ice. Making a wrong step can instantly sink you to a point you are unable to recover from. Therefore, it is extremely important to avoid pitfalls that can disable your company from being taken seriously when coming to a financing decision. Our team has extensive experience in the industry and has seen many companies falter due to an ability to meet investor requirements. Therefore, we have prepared the top five investor pitfalls to avoid so that you can learn from the mistakes that others have made. Continue reading “5 Investor Pitfalls to Avoid”
Gold has regularly been viewed as a place of refuge venture by numerous foreign exchange brokers. There is a reason why putting resources into gold is so well known is on account of there are numerous ways you can put resources into the gold trade. You can purchase physical gold in one of its most famous structures – gold bullion, gold scones or gold bullion coins. Continue reading “Reasons to Trade with Foreign Exchange Brokers”
Are you considering buying a home? Then you must also be looking for the best type of mortgage loan that will work best for you and your finances. One of the most common types of mortgage that borrowers go for is the fixed rate. Why? We will discuss more about this in this article. Continue reading “Advantages and Disadvantages of Fixed Rate Home Loans”
Most of us would rather not think about the messy business of what happens to all the waste produced by our industrialized nations, we may see it as an unfortunate but necessary price that we pay for the modern world. But it is important to consider how this waste can be managed effectively and what our obligations are to ensuring this waste doesn’t get out of control. Continue reading “How to meet your trade waste obligations”
Forex signal service providers provide alerts on potential trading opportunities. For instance, a professional trader is sitting at his desk and once he spots an opportunity, he sends out an alert to his subscribers to take advantage of the opportunity of getting into the same trade as himself. Continue reading “XFR Financial Limited Tutorial – How To Choose A Forex Signals Provider”
This was a guest post by a contributing author. This article has now been removed due to violation of the clauses of guest posting including uniqueness of article content.
Most people at some time in their lives feel as though they would like to be their own boss. It is human nature to think that they would prefer to give orders than take them. There is a great deal to running a business however and anyone thinking of doing so should think long and hard before making the step. It needs a great deal of hard work, planning and finance. Continue reading “Business Success Dependent upon Finance”