There are a lot of tools available these days to help businesses cut costs and increase customer convenience. Contactless payment machines are one of the newest technologies helping small businesses to boost their profits and keep their customers happy. If you haven’t invested in one yet, now is definitely the time to consider it. Continue reading “Where Can Your Small Business Use Contactless Machines?”
Making sure your investments are as profitable as possible is always a challenge, and managing a portfolio of commercial properties might be one of the hardest, but the rewards it can bring to the savvy investor are great, so here are some essential things to bear in mind. Continue reading “How to Manage Your Commercial Property Portfolio”
When one decides to buy home insurance cover, there are several questions that arise in his or her mind. The first question is, how much a home insurance cover is going to cost me or to put it in other words, what will be the premium amount I would be paying to the house insurance company for coverage. This is a very logical question since it plays a crucial role in determining the degree of protection and coverage needed for your home, taking into consideration the budget you have and other associated economic factors. Continue reading “What does Home insurance policy cost?”
Now, renewing your lapsed car insurance policy is no more remain a daunting task. To expedite the policy renewal process, you can choose to inspect your car yourself with the help of the insurance mobile app. All you need is the latest insurance app and good internet connectivity. This self-inspection process not only helps you save your time but also helps you renew your policy while on the go. The following infographic will help you understand the process involved in a mobile self-inspection of the car. Continue reading “How to do mobile self-inspection for your car”
There are two sure-fire ways of taking your online business to the next level, according to studies complied by Rutgers Online. First, you need to make sure the mobile shopping experience is as good as it can be. More customers are making purchases using nothing but their smartphones and a smooth, enjoyable mobile shopping experience is a must. The second element to consider adding to an online store is the ability to process credit card and mobile payments. Continue reading “Take Your Online Business to the Next Level”
Many small business owners find that at some point in their business’s lifespan they are in need of a little extra cash. The reasons for this sudden influx of money will vary from business to business, but there is one thing they all have in common: their business likely won’t survive without it. And that’s where small business loans come in. However, getting a small business loan isn’t necessarily as easy as getting a car loan or even a home loan. So to help you get the money you need to keep your business running smoothly, here are three tips for acquiring a small business loan. Continue reading “3 Tips for Acquiring A Small Business Loan”
It is very essential to understand that when a firm is particularly starting up. Rather, it is just aware about the debt it should follow some prevention to make a safe landing. The market is completely filled with the highest rate of competition. Thus, it is important to play very safe when you get to know about the competition. A strategically moved line up can help you to resolve various issues that underlie a business. To a certain extent, it is important to understand a business preliminary needs a good amount of specific investment to make a good start in the market. Continue reading “Reduce Your Cash Flow For A Smooth Recovery From The Debt”
Falling in debt is no crime when you are doing business. Neither is it something by which you can lose all your property and belongings. Well, on this aspect, there has to certain concern. It is not that easy to get revived unless the debts are not attended well. On many occasions, it is seen that eth startup companies fall easily without having much growth. Well, the reason may be many. The primary among them is the increased rate of debt that has been increased under your rand name. Thus, it is imperative to understand the lease period of your loan. Continue reading “Consolidation is a boon to get revived from a business debt”
Accounting is one of the most important aspects of any enterprise, but it’s still surprising how many small business owners are completely unaware of basic accounting principles. If you’re a small to medium business owner who handles most of the accounting in your business on your own, or have your have your accounting done by an accounting department or a third party, there are some crucial mistakes that you need to steer away from if you don’t want to face severe consequences. In this article, we’re going to touch on five of the most common mistakes business owners make when it comes to accounting. Continue reading “5 Common Accounting Mistakes Small Business Owners Make”
Being rich is great, but being wealthy has more enduring value. Let’s understand how to move from being rich to being wealthy.
All of us dream of a stable life for ourselves, where there is enough money in our account to meet all our expenses. Some of us have a lot of money in our hands at intermittent points of time, but this does not mean that we are wealthy. Let us examine the difference between the two concepts: Continue reading “5 The main difference being super rich and being wealthy”
As more and more Indians get access to banking, they are also looking to create wealth by the simple expedient of keeping their savings invested for longer periods of time.
It is safe to assume that India is in the midst of a banking revolution, the likes of which has never been seen before in the country.
The World Bank estimated that up to the year 2014, the penetration of banks in all segments of India increased from 35% in 2010 to 53% in 2014. When the ruling political parties at the Centre changed in 2014 and the present Government floated its Jan DhanYojana Scheme, a further proliferation of savings bank accounts took place. The scheme aimed at financial inclusion for all classes and masses of society – and by January 2015, over 125 million new bank accounts had been opened. Continue reading “Savings accounts, and the trend of annual interest return”
Last Sunday, when my mother told me that I look like my father, there was a quick flashback of what we all had to endure in the past few years. A few years ago, a truck coming from the wrong direction hit my Dad’s car. A passerby took my father to a hospital where he was admitted for 20 days. His legs crippled forever! As I was quite young at that time, my mother did not tell anything about my father’s accident. Continue reading “I wish my dad had bought a Personal Accident Insurance Policy!”
While rising debt levels and the return of 100% mortgages may be interpreted as portents for another global recession, neither of these are as concerning as the words of Wall Street trader Steve Eisman. Eisman, who shot to fame by short-selling supposedly A-rated mortgage securities after successfully forecasting the decline of America’s sub-prime housing market, has emerged as one of the most prominent day traders in the world and has recently predicted that Europe’s banks may be about to collapse and trigger a further period of sustained austerity. Continue reading “What Are the Best Resources for Learning About Day Trading?”
If you have recently started a business, you know just how much time and energy it takes to make a business succeed – or even stay in business. Keeping a business financially afloat is one thing; keeping your personal finances afloat at the same time is another. If you are running a business, make sure you do what it takes to avoid these common personal finance traps that afflict entrepreneurs too often. Continue reading “Personal Finance Traps That Affect Entrepreneurs”
It’s time to make New Year’s Resolutions and yours may just be to start your own business. Maybe you are tired of making money for someone else while struggle to make ends meet, or maybe you simply have a great business idea and want to put it into action. Whatever the reason you want to start a business you’re going to need some money. Continue reading “Four Tips For Funding And Starting A New Business In The New Year”
There is not necessarily a clear distinction among the terms financial planning firm, financial advisor, private wealth Management Company, and individual wealth manager. But according to Investopedia, Wealth management is a high-level professional service that combines financial and investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee. Continue reading “What Is Wealth Management?”
As a business in operation, there are a lot of things to be attended to ensure that things are being done and money is being made. The idea might be simple, but entrepreneurs find that the acting out of those ideas becomes increasingly complicated as the business grows. In business, the number one concern is that the company is equitable and that the cash flow statement reflects positive numbers. Continue reading “3 Ways to Make Your Business More Equitable in 2017”
Regardless of whether you’re investing in short- or long-term opportunities, having good control over your investment portfolio is still a must. A strong portfolio with healthy investments will have a much better return, especially when you start looking at your portfolio as a way to grow wealth in the long run. Continue reading “The Different Ways Good Portfolio Management Can Help You in the Long Run”
American businesses, both small and large, face a lot of challenges, especially in their infancy. Arguably, one of the biggest challenges that they face is tax regulations. Often times, these regulatory obstacles can be a silent killer that cripples an otherwise growing business to the point of no return. In other cases, it presents an on-going mission to find ways to dodge regulations and pay less taxes to ultimately improve profits. Continue reading “5 Reasons Tax Regulations Challenge American Businesses”
Budget airline EasyJet has seen its profits fall by 28% amid tough economic conditions. Chief executive Dame Carolyn McCall said that the company would remain “resilient,” despite the setback, which has largely been attributed to the economic uncertainty associated with Brexit as well as the new-found threat of global terrorism affecting what were previously popular holiday destinations. Continue reading “EasyJet Profits Fall in Response to Economic Uncertainty”
We have seen that there are three important financial statements for any public limited company. They are
- The Balance Sheet
- The Statement of Profit & Loss
- The Cash Flow Statement
In recent times, one major area which is revolutionising industries is the emergence of digital economy. Consumers are spending a lot of time researching on the web before a decision is made to consume any service or product. While some consumers add on the Research Online Purchase Offline (ROPOFF) effect, the growing popularity of e-commerce portals is a testimony of the increasing Research Online Purchase Online (ROPON) effect. In a market research that was recently conducted by Social Times,it was revealed that 81% of all customers conduct research online before making any purchasing decision. And this holds true for all category of products and services, like consumer durables, banking services, fashion, tourism, etc. Insurance, therefore is yet another area which consumers search online extensively for information before taking a call. Continue reading “Research online for Insurance made easy – HDFC Life Click2Insure”
Starting your own business, even if it’s small, requires money. Startups face more and more challenges because they have no record of success. Knowing where to look for money will give life to your new business. Continue reading “7 Creative Ways to Fund Your Startup”
In an attempt to stop the circulation of fake notes, especially in the black money market, the Central government of India has declared that the specific bills of 500 & 1000 rupees, will be banned or decommissioned.
In a one shot bold exercise to stop the circulation of fake financial bills, especially in the turmoils of a second invisible black money market, the Central government of India under the leadership of Narendra Modi governmenthas declared that the specific bills of 500 & 1000 rupees, will be banned or decommissioned. Continue reading “PM Narendra Modi decommissions 500 & 1000 Rupee Notes”
Indians traditionally have a different socio-economic ecosystem when compared to many of the western economies. Our ecosystem is less reliant on social security provisions and working professionals attempt to save a significant part of their monthly income for their future needs. These savings are envisaged to provide for medical needs, their children’s education and marriage needs and sustenance for old life. But how does such needs get systematically eroded? Continue reading “Protect your savings from systematic decay – Paise Ko Jagaao”
The current exchange rates for the GBP are, as we all know, very low, the pound is weak compared to other currencies such as the US dollar and the Euro. While this can mean good business for those who manufacture and sell from within the UK, for those who import or sell products abroad, it can mean lower profits.
Using lines of credit can help companies who are facing these challenges – so what are lines of credit and how do they work? Continue reading “How to Use Lines of Credit: Weather the Storm!”
Efforts by the RBI have made it easier to get housing loans in India. To know what you should consider before taking a home loan, read on!
In October 2016, The Reserve Bank of India (RBI) took a revolutionary step by increasing the amount of money that banks could lend for the purchase of property in India. The central bank also reduced the risk factors attached to such loans, and the focus was clearly on providing a boost to an otherwise struggling real estate market in the country. Continue reading “Need a Home Loan? Here is How to Select the Perfect Lender”
I receive many emails about which Forex companies provide the best managed Forex accounts service, so in this article I want to explain what is Forex managed account service and its advantages and disadvantages, I will show you also where you can find the best Forex managed account companies. Continue reading “Best Managed Forex accounts service in the world”
The Top Forex brokers are neither secret nor hidden, and if any trader or novice in the field trusts that only a few especially chosen to people can really trade on decent and reliable stages, they are wrong. All Forex brokers are good and bad and are free to be used by any trader irrespective of their knowledge, investments or budget. The secret to discovery the best and utmost regulated Forex brokers is how to search for them and know where to find them. Continue reading “Top forex brokers in the world”
CFD (Contract for difference) is a type of investment that provides the investor with all the benefits and risks of owning a stock without actually owning it. CFD, as an arrangement made in futures allows the investors to settle using cash payment both for profits and losses. As we well know in ForexSQ, Investor does not need to hold the physical stock and the flexibility that this situation provides makes CFD’s attractive for OTC traders. At below i will shows you how to find the best CFD brokers for online trading. Continue reading “How to choose the best CFD Broker”