IT Asset Management Applications for Finance

IT asset management (ITAM) is a practice that allows professionals to make smart decisions about hardware, software and inventory information. ITAM is growing more important for businesses each year. Due to regular advancements in information technology, humans interact with a complex web of hardware and software assets for business, finance and leisure. These diverse resources offer a wide range of benefits for profit-seeking businesses. However, IT assets must be managed properly to keep costs low. Continue reading “IT Asset Management Applications for Finance”

How to decide among investment options?

For secure investments, Public Provident Fund andFixed Deposit are great options. You should choose one based on what you need.  Out of these two investment options, fixed deposits are often a preferred choice for busy salaried professionals who do not fall in the higher taxation brackets. Continue reading “How to decide among investment options?”

Why Are Small Businesses Turning to Quick Financing?

The global financial crisis that began in 2007/2008 quickly spiralled out of control and resulted in credit markets tightening up around the world. That crisis may be in the rear-view mirror, but the ramifications of it linger to this day. The failure of Lehman Brothers and the subprime mortgage crisis that precipitated the worst recession since 1929 has left a bad taste in the mouths of banks, non-bank lenders and the financial industry overall. For starters, credits markets have tightened considerably since 2008. Continue reading “Why Are Small Businesses Turning to Quick Financing?”

15 Sources of Funding For Small Business – A Detailed Analysis

You’ve a killer business plan, a great vision and supportive family members and friends. The next biggest thing that comes into the picture is financing. Financing is required to start a business, scale it up to profitability and even sail through a rough patch. Financing varies depending upon the size and type of your business. Some businesses like online ventures need a small amount of funding while processing businesses require a substantial amount of capital. Small business funding can be an uphill task to attain and sometimes, many small business owners feel like they’ve run out of options. Continue reading “15 Sources of Funding For Small Business – A Detailed Analysis”

4 ways that property can help you to make money

If you are wondering where to invest your money, property could hold all of the answers. Investing in property is a fantastic way to ensure that you get a return on your money. It is important to carefully consider what kind of real estate you would like to invest in. If you make the right decision, you could make a lot of money at a minimal risk to your personal finances. Continue reading “4 ways that property can help you to make money”

Take Your Accounting Firm To The Next Level With Andrew Argue

As an accountant, you know that the industry ebbs and flows throughout the year. During tax season, you are flooded with orders from people who are trying to avoid audits and the tax man. However, the rest of the year, things can get pretty lean, unless you have a few big clients that provide steady work. As such, you may have thought about growing your business, but do you know the best way to do that? Well, after reading this Andrew Argue review, you will. Continue reading “Take Your Accounting Firm To The Next Level With Andrew Argue”

Business Funding Routes You Probably Haven’t Considered Yet

Setting up your new business is a rewarding, exciting, if not stressful time of your life. You’re about to launch something that could completely revolutionize your life, and you’re finally able to work for yourself rather than for someone else’s company. Getting started is probably one of the hardest parts of being a business owner. You’ve got to try to work two jobs at once – unless you can take a break from a full-time salary. You’ve got to create a business plan that can withstand intense scrutiny. You’ve got to find ways to attract customers. You need to plug any skill gaps and work out whether you need contractors or in-house employees. Continue reading “Business Funding Routes You Probably Haven’t Considered Yet”

What steps should you be taking to keep your finances in check?

Money talks, and if you’re a business owner, it’s got an especially loud voice. As Forbes notes, eight of ten businesses fail and, for the vast majority of those, the reason is that they simply run out of money.  So, how do you avoid falling down a financial black hole? Here are some steps to take to ensure that you stay on top of your money, rather than letting it get the better of you: Continue reading “What steps should you be taking to keep your finances in check?”

Top 10 Websites Where You Can Earn Money by Blogging

The growth of the Internet has made it possible for a lot of individuals to completely do away with the idea of having to travel several miles and work in a predefined time to earn. Today, it is possible to earn money from the comfort of their home, while also being free from any obligations or contracts over a long-term period. This freedom is provided by the rise of blog writing opportunities. Today, there are several sites that aid a freelance writer to earn money by completing writing jobs or even host their own blog. Here are the top 10. Continue reading “Top 10 Websites Where You Can Earn Money by Blogging”

The changing face of rural banking in India

From being completely out of the ambit of mainstream banking, the country’s rural areas now have a shot at personal and commercial banking, thus improving their economic status to a large extent.

Mahatma Gandhi was right when he said that India’s riches were concentrated in its villages. He was not referring to the mineral resources or lush natural beauty of the villages – he was referring to the dense concentration of most the country’s population in these areas. He wished for villages to be developed enough to become self-reliant centres of education, employment and societal development. If the villages did not develop, he believed, India would lose its essence to the forces of industrialisation and urbanisation.[1] Continue reading “The changing face of rural banking in India”

Can you survive Cancer financially

Cancer is the second leading cause of death globally and accounted for 8.80 million deaths in 2015. According to WHO (World Health Organization) nearly 10 Lakh new cases are reported every year in India. Unfortunately, nearly 5 Lakh people annually die due to cancer and this number will go up and projected to rise five folds by 2025, according to WHO. Continue reading “Can you survive Cancer financially”

Fickle Finances: Credit Cards vs Personal Loans

For those times in life where some financial bolstering is required, there are a number of concerns that wrestle for our attention. Taking out a loan or moving further into debt can fill us with apprehension.  We want a solution where we can access adequate funds, yet not become swamped with oppressive repayments.   Continue reading “Fickle Finances: Credit Cards vs Personal Loans”

5 Hacks to Get Money for Your Small Business

The most important role for any small business owner is managing cash flow.  Let’s face it, without bucks there would be no buck rogers, so keeping your eye on the cash coming through your business is a necessary function if you want to survive. However, there are times when you need some extra cash.  Maybe it is because you are growing too fast, or maybe you need to buy new equipment.  Either way, a little extra cash every now and then can come in handy.  Here are five hacks to help get you the money you need for your small business. Continue reading “5 Hacks to Get Money for Your Small Business”

How to Control the Financial Side of Your Business

Are you in full control of your business’s finances? The financial affairs of an organization are a huge concern for many business owners and the longer this problem persists, the worse it becomes. However, there are many ways you can take action and start to control the financial side of your business in a much more effective way, including the tips mentioned below. Continue reading “How to Control the Financial Side of Your Business”

The Financial Industry: 3 Reasons to Explore It

There are not many small businesses and startups that focus on the financial industry, despite the market being very lucrative and competitive at the same time. With the economy growing at its present rate and the financial sector as a whole showing significant signs of progress, setting up a business in this field may lead to the great success you have been chasing. Continue reading “The Financial Industry: 3 Reasons to Explore It”

Bringing Bold Business Ideas to Life

Aspiring entrepreneurs are always on the lookout for innovative ways to transform their vision into a reality. The idea that germinates in one’s mind needs to be nurtured and nourished until it becomes a self-sustaining profitable system. The complex process of transforming an idea into a reality involves multiple steps, all within the ambit of confidence, diligence and actionable plans. Continue reading “Bringing Bold Business Ideas to Life”

Does Better Health Insurance get you Better Service?

This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading “Does Better Health Insurance get you Better Service?”

How to Improve Your Credit Score Before Starting Your Business

Having a poor credit report can affect you in a multitude of different ways. Not only does a poor credit score limit you from borrowing more money in the future, it can also get in the way of finding great jobs, as many employers – especially those working with finances – will run a credit score on job applicants beforehand. Continue reading “How to Improve Your Credit Score Before Starting Your Business”

Tips for Buying a Car with Bad Credit

By the time you’re done reading this short post, you’ll see that getting a car loan is not difficult even if you have bad credit. While it’s true that the following can help anyone (no matter what their credit) secure a deal with an interest rate that won’t unduly tax their monthly budget, this is specially-designed for people with low credit scores. There are lenders who specialize in bad credit car loans, and here is what you should do before you approach them. Continue reading “Tips for Buying a Car with Bad Credit”

Use of Calculators to estimate loan amount and tenure

Till few years back, you had to visit branches and offices of financial institutions like banks, NBFCs to get all your loan related questions answered. How much loan will you get, what is the interest rate, what are tenure options, can you reduce your EMIs, etc.? Continue reading “Use of Calculators to estimate loan amount and tenure”

How to Choose a Forex Trading Platform

With the volatile economic climate of 2017, and a number of surprising election results, the prospect of making money on the stock markets is becoming increasingly attractive to a wide range of people.  However, getting involved in forex trading can be easier said than done.  Without an easy to use forex trading platform and a number of tools to help you along the way, it’s likely you will struggle.  In this article, we’re going to take a look at some of the points to consider when choosing a forex trading platform as a beginner. Continue reading “How to Choose a Forex Trading Platform”

PPF, FD, RD: What Should you Choose?

For secure investments, Public Provident Fund, Fixed Deposit, and Recurring Deposits are great options. You should choose based on what you need.

Have some funds on hand and want to find a good investment venture to make your money work for you? Traditionally, Fixed Deposits have been the go to scheme for short term investments. If you’re looking to lock in money for a longer period, then you can choose Public Provident Fund. Recurring Deposit is another option that’s a great idea to cultivate a systematic savings habit. Continue reading “PPF, FD, RD: What Should you Choose?”

Transferring the personal loan: Understanding 5 factors

You can easily transfer your personal one from one bank to another, but there are important factors to consider before doing so.

Taking a personal loan has many advantages, for both business and personal purposes. The loan is disbursed fairly quickly and the monies can be used for a variety of needs. Traditionally, people have been averse to taking loans for purchases, but lately, it has become somewhat of a trend to borrow personal loans, vehicle loans, house purchase loans, etc. In the face of mounting expenses and rising inflation, one may not have the financial wherewithal to buy expensive items on an outright purchase basis. Continue reading “Transferring the personal loan: Understanding 5 factors”

Why Personal Credit is a Major Factor in the Success of Your Startup

According to the Small Business Administration, if you’re using credit to finance the startup costs of your business then you are not alone. As of 2011, 65 percent of business owners were financing at least some portion of their business on a credit card or through a loan of some kind. Building business credit is crucial to the success of a startup long term, but even the SBA admits that’s a difficult proposition for the short term. Continue reading “Why Personal Credit is a Major Factor in the Success of Your Startup”

3 Irritating Finance Hassles Bacs Software Will Defeat

Bacs software can help alleviate many financial snags, and we will discuss 3 of them in the course of this article. First, however, it is important to know what Bacs is, what it does, and who it is for. Bacs stands for Bankers Automated Clearing Services, and it is the infrastructure under which many banking services are conducted in the UK. Bacs is a system that has been in place since 1968, though it initially went by the name Inter Bank Computer Bureau. It is for businesses, charities, and people who want to transfer money to one another easily and effectively. Continue reading “3 Irritating Finance Hassles Bacs Software Will Defeat”

5 Ways a New Homeowner Can Save Money

Buying a home means something different to each person. But one thing is the same for just about everyone – it’s going to be expensive. In addition to saving up 5-20% for a down payment, on average homebuyers pay 2-5% of purchase price in closing costs as well.

If you want to realize the American dream of home ownership, you don’t have to be house poor. There are ways you can use your living situation to save money each month and offset the cost of buying. Continue reading “5 Ways a New Homeowner Can Save Money”

Top 10 Benefits of New Models of Mutual Funds

As more and more people realise that investment needs a lot of prudence, financial services companies are focusing more and more on bringing out new models of mutual funds which are attempting to provide higher returns to potential investors based on their risk exposure. Continue reading “Top 10 Benefits of New Models of Mutual Funds”

Putting Health Back in Health Insurance

For most of us, insurance is just a way of risk mitigation for those unwanted times when health problems occur. While it is true, that in life, problems seldom come alone, it is also true that preparation beforehand can help to mitigate many of the challenges which may be faced by us during those testing times. Continue reading “Putting Health Back in Health Insurance”