5 Hacks to Get Money for Your Small Business

The most important role for any small business owner is managing cash flow.  Let’s face it, without bucks there would be no buck rogers, so keeping your eye on the cash coming through your business is a necessary function if you want to survive. However, there are times when you need some extra cash.  Maybe it is because you are growing too fast, or maybe you need to buy new equipment.  Either way, a little extra cash every now and then can come in handy.  Here are five hacks to help get you the money you need for your small business. Continue reading “5 Hacks to Get Money for Your Small Business”

How to Control the Financial Side of Your Business

Are you in full control of your business’s finances? The financial affairs of an organization are a huge concern for many business owners and the longer this problem persists, the worse it becomes. However, there are many ways you can take action and start to control the financial side of your business in a much more effective way, including the tips mentioned below. Continue reading “How to Control the Financial Side of Your Business”

The Financial Industry: 3 Reasons to Explore It

There are not many small businesses and startups that focus on the financial industry, despite the market being very lucrative and competitive at the same time. With the economy growing at its present rate and the financial sector as a whole showing significant signs of progress, setting up a business in this field may lead to the great success you have been chasing. Continue reading “The Financial Industry: 3 Reasons to Explore It”

Bringing Bold Business Ideas to Life

Aspiring entrepreneurs are always on the lookout for innovative ways to transform their vision into a reality. The idea that germinates in one’s mind needs to be nurtured and nourished until it becomes a self-sustaining profitable system. The complex process of transforming an idea into a reality involves multiple steps, all within the ambit of confidence, diligence and actionable plans. Continue reading “Bringing Bold Business Ideas to Life”

Does Better Health Insurance get you Better Service?

This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading “Does Better Health Insurance get you Better Service?”

How to Improve Your Credit Score Before Starting Your Business

Having a poor credit report can affect you in a multitude of different ways. Not only does a poor credit score limit you from borrowing more money in the future, it can also get in the way of finding great jobs, as many employers – especially those working with finances – will run a credit score on job applicants beforehand. Continue reading “How to Improve Your Credit Score Before Starting Your Business”

Tips for Buying a Car with Bad Credit

By the time you’re done reading this short post, you’ll see that getting a car loan is not difficult even if you have bad credit. While it’s true that the following can help anyone (no matter what their credit) secure a deal with an interest rate that won’t unduly tax their monthly budget, this is specially-designed for people with low credit scores. There are lenders who specialize in bad credit car loans, and here is what you should do before you approach them. Continue reading “Tips for Buying a Car with Bad Credit”

Use of Calculators to estimate loan amount and tenure

Till few years back, you had to visit branches and offices of financial institutions like banks, NBFCs to get all your loan related questions answered. How much loan will you get, what is the interest rate, what are tenure options, can you reduce your EMIs, etc.? Continue reading “Use of Calculators to estimate loan amount and tenure”

How to Choose a Forex Trading Platform

With the volatile economic climate of 2017, and a number of surprising election results, the prospect of making money on the stock markets is becoming increasingly attractive to a wide range of people.  However, getting involved in forex trading can be easier said than done.  Without an easy to use forex trading platform and a number of tools to help you along the way, it’s likely you will struggle.  In this article, we’re going to take a look at some of the points to consider when choosing a forex trading platform as a beginner. Continue reading “How to Choose a Forex Trading Platform”

PPF, FD, RD: What Should you Choose?

For secure investments, Public Provident Fund, Fixed Deposit, and Recurring Deposits are great options. You should choose based on what you need.

Have some funds on hand and want to find a good investment venture to make your money work for you? Traditionally, Fixed Deposits have been the go to scheme for short term investments. If you’re looking to lock in money for a longer period, then you can choose Public Provident Fund. Recurring Deposit is another option that’s a great idea to cultivate a systematic savings habit. Continue reading “PPF, FD, RD: What Should you Choose?”

Transferring the personal loan: Understanding 5 factors

You can easily transfer your personal one from one bank to another, but there are important factors to consider before doing so.

Taking a personal loan has many advantages, for both business and personal purposes. The loan is disbursed fairly quickly and the monies can be used for a variety of needs. Traditionally, people have been averse to taking loans for purchases, but lately, it has become somewhat of a trend to borrow personal loans, vehicle loans, house purchase loans, etc. In the face of mounting expenses and rising inflation, one may not have the financial wherewithal to buy expensive items on an outright purchase basis. Continue reading “Transferring the personal loan: Understanding 5 factors”

Why Personal Credit is a Major Factor in the Success of Your Startup

According to the Small Business Administration, if you’re using credit to finance the startup costs of your business then you are not alone. As of 2011, 65 percent of business owners were financing at least some portion of their business on a credit card or through a loan of some kind. Building business credit is crucial to the success of a startup long term, but even the SBA admits that’s a difficult proposition for the short term. Continue reading “Why Personal Credit is a Major Factor in the Success of Your Startup”

3 Irritating Finance Hassles Bacs Software Will Defeat

Bacs software can help alleviate many financial snags, and we will discuss 3 of them in the course of this article. First, however, it is important to know what Bacs is, what it does, and who it is for. Bacs stands for Bankers Automated Clearing Services, and it is the infrastructure under which many banking services are conducted in the UK. Bacs is a system that has been in place since 1968, though it initially went by the name Inter Bank Computer Bureau. It is for businesses, charities, and people who want to transfer money to one another easily and effectively. Continue reading “3 Irritating Finance Hassles Bacs Software Will Defeat”

5 Ways a New Homeowner Can Save Money

Buying a home means something different to each person. But one thing is the same for just about everyone – it’s going to be expensive. In addition to saving up 5-20% for a down payment, on average homebuyers pay 2-5% of purchase price in closing costs as well.

If you want to realize the American dream of home ownership, you don’t have to be house poor. There are ways you can use your living situation to save money each month and offset the cost of buying. Continue reading “5 Ways a New Homeowner Can Save Money”

Top 10 Benefits of New Models of Mutual Funds

As more and more people realise that investment needs a lot of prudence, financial services companies are focusing more and more on bringing out new models of mutual funds which are attempting to provide higher returns to potential investors based on their risk exposure. Continue reading “Top 10 Benefits of New Models of Mutual Funds”

Putting Health Back in Health Insurance

For most of us, insurance is just a way of risk mitigation for those unwanted times when health problems occur. While it is true, that in life, problems seldom come alone, it is also true that preparation beforehand can help to mitigate many of the challenges which may be faced by us during those testing times. Continue reading “Putting Health Back in Health Insurance”

3 Things to Consider When Setting Up a Sales Compensation Plan

Proper compensation of a company’s workforce is critical in any business, especially for those who have a sales team that brings in new customers and nurtures relationships existing ones. Creating a sound sales compensation plan is vital to continuous business growth because it keeps your salespeople motivated in addition to encouraging the best performers to stay on. Continue reading “3 Things to Consider When Setting Up a Sales Compensation Plan”

UPI Payments: What you should know about it

The Unified Payment Interface (UPI) was introduced in India in 2016. This system is set to change the way we transact money.

Money is important to everybody, but in recent times, it has become vital to our very existence. Rising living costs and an economy not yet performing to its full potential combine to rob most of us of a large chunk of our income every year. Add to that the fear of another demonetisation ever taking place again, and people are sceptical about keeping a large amount of funds at home as well. Continue reading “UPI Payments: What you should know about it”

The 7 new homeowner tax breaks you may be missing out on

Few things can impact your tax bill like owning a home. And if you’ve been busy shopping, choosing, buying, and closing on a house, we’re going to bet that you forgot all about this pot of gold at the end of the rainbow. Continue reading “The 7 new homeowner tax breaks you may be missing out on”

Is the Time Right to Refinance Your Home?

Most people can’t afford to pay cash for their home. Properties are an expensive acquisition, so unless you are an A-Lister or Walter White, you probably don’t have hundreds of thousands of dollars lying around in your bank or closet. Sadly, this means you have no choice but to go cap in hand to a lender and persuade them to give you a mortgage. Continue reading “Is the Time Right to Refinance Your Home?”

Do Debt Help Services Really Work?

Before you ask how they work or if they truly work, it’s important to understand  howa debt help service company operates. In a nutshell, debt help or debt relief services offer you assistance to get out of debt through various means, which include, but are not limited to, credit counseling, debt consolidation, and debt negotiation. Continue reading “Do Debt Help Services Really Work?”

Here’s What You Must Know before Investing in Mutual Funds

You may know of several people who have lost their capital while investing in mutual funds. A common reason for this is that they tend to invest in the wrong funds. Furthermore, entering the fund and exiting at the right time to minimize losses is important.

Before you consider investing in such funds, you need to consider some factors. Assessing your age, risk profile, and investment goals will help you shortlist the appropriate mutual funds. Continue reading “Here’s What You Must Know before Investing in Mutual Funds”

Can your Health help you to Save Tax?

Interestingly, while people are independently concerned about saving taxes and for maintaining the best possible health conditions, the two often happen in isolation. It would be indeed prudent to have a perspective on how both the objectives may be connected for a more holistic picture. Apollo Munich provides a smart perspective in this infographic.

Continue reading “Can your Health help you to Save Tax?”

Thanking you all for #aBeautifulLife – Happy Women’s Day

For each of the big successes in our lives, there are at least a few women who makes it feasible for us to reach up to the stars. Most prominent among them is probably our mother who shapes our childhood and prepare us for our future. Then comes the lady of our lives who continue to support us in all the ways possible, throughout the rest of our lives. They continue to make small sacrifices, so that we can focus on what we like doing and reach our destiny. In our lives, they are the ones who never stop believing in us, our dreams, our passions, they do all that they can to inspire us in the roller coaster journey we happily call life. In return, while nothing is really expected, we would love to do small things for her, so that they can also follow their dreams and passions. The constant support which we give each other makes our life a beautiful one. Continue reading “Thanking you all for #aBeautifulLife – Happy Women’s Day”

Understanding Your Credit Score and How to Maintain a High Rating

What is a Credit Score?

A credit score is not something that most people will think about until they want to apply for a credit card or a loan that they really need. It is a basically numerical representation of an individual’s creditworthiness and, therefore, a primary consideration for lenders.  Lenders like credit card companies and banks, engage companies to compile credit reports and derive the credit score from those reports. Continue reading “Understanding Your Credit Score and How to Maintain a High Rating”

Why term plan is must for protecting financial future of your family

Many people ignore taking a life insurance policy in early stages of their career. Many young people buy their first life insurance policy only after they have children. Life insurance protects your dependents from financial distress in the event of your unfortunate death. You should understand that your dependents are not just your spouse and children. For example, if you provide financial support to your parents, then your parents are your dependents even if you are single. Continue reading “Why term plan is must for protecting financial future of your family”

Know your CIBIL score with PAN Card

The most important thing that financial institutions check for determining your eligibility for a loan or credit card is your CIBIL score. The CIBIL score is basically a three-digit number that summarizes your credit history. It is calculated using factors like your loan repayment history, your total available credit balance and how long you have used credit and the number of loans and their distribution between secured and unsecured components. Your repayment history accounts for over one third of the score. Continue reading “Know your CIBIL score with PAN Card”