Last October, the UN’s landmark report on global climate change sent energy markets into a frenzy, as the future of oil and coal industries are jeopardized by large-scale financial divestment. The devastating report, which predicted a global temperature increase of 1.5C by 2050 without serious climate intervention, prompted many worldwide institutions to declare their support for green renewable energies, which are predicted to rise from 15% of global energy supply to 61% between 2020 and 2050. The surge in renewable energy demanded by the UN report offers financial promise: it signals investors to divest from fossil fuel resources and reallocate their stocks to companies on the cusp of gaining control of the global energy market.Continue reading “Climate Change Sparks Uptick in Green Energy Investments”
Organising any event or activity can be resource intensive, between chasing up attendees to arranging for a large group of people to move between locations or break for lunch, there’s always something to be checked, caught up on and maintained to ensure your corporate event goes off without a hitch.
Selecting the perfect home can be a daunting task. But that is only a start. You still need to be a potential loan candidate with an acceptable credit score to navigate the mortgage process and ultimately secure a future worth living in. Since all these can prove to be a little slippery, most people who buy homes make mortgage mistakes that turns out to be costly. To avoid making such blunders, you need to first know what they entail.
Buying a sports bike is every hardcore biker’s dream. It is not only important to fulfill one’s dreams but also to protect them. You can protect your sports bike financially in a better manner if you buy bike insurance online.Continue reading “Must-Have Insurance Add-Ons for Sports Bike Buyers”
It is natural for an asset to depreciate in value. With respect to a car, its value is not going to remain the same for years. For example, if you had purchased a car for Rs. 5 lakhs, after four years, its value will be around 3 lakhs. In purely accounting terms, depreciation is the reduction in the value of an asset over a period of time due to natural wear and tear. In fact, the depreciation component kicks in the moment you drive your car out of the showroom. Read ahead to know how to avoid consequences of depreciation with respect to car insurance.Continue reading “How to Avoid Consequences of Depreciation in Car Insurance”
Buying a car insurance policy will safeguard your financial interests in case of certain unfortunate incidents related to your car. The premium paid by each policyholder might differ due to the way an insurer will calculate car insurance premium. To arrive at a certain amount a car insurance premium calculator is.Continue reading “6 Factors That Define Car Insurance Premium Calculation”
The primary objective of tax planning is to minimize your taxes while maximizing the returns on your investments. As per the Income Tax (IT) Act, taxes are levied at different rates based on your income. However, the act also provides certain ways in which you may minimize your liability by investing in tax-saving instruments.
Making an investment decision is not easy. It needs market research and knowledge about different products. Based on your financial goals, you need to consider all the available investment products and make a wise investment decision. If you are planning to purchase a Unit-Linked Insurance Plan (ULIP), you need to understand the policy and consider the five Ps, which are ‘Parent’, ‘People’, ‘Process’, ‘Price’, and ‘Performance’. These five elements are crucial for judging any investment policy. Every element plays an important role in the way the policy works for you. If you go in depth about how consumers judge a policy, there are only two factors that matter- one is parent and the other is performance.
If you own a health insurance policy to safeguard the health of your family, it is important to ensure that you renew the policy on time. If you fail to renew the same, the policy could lapse and you might not be eligible to get the benefits of the same in the future. It is very important to renew the policy on time and there are certain factors that you need to keep in mind when doing the same. Explained below are the seven important factors you need to consider while renewing your health insurance policy.
Whether you are a new investor in the market or are the last-minute tax planner, there is one product, which will fit all your needs. Out of all the products available in the market, Unit-Linked Insurance Plan (ULIP) is one product that offers a number of benefits and is a dual performer. The plan offers an insurance cover and an investment benefit. This means you do not have to buy a separate insurance policy and can enjoy the same benefit in a single investment plan. ULIPs are highly preferred by investors with long-term goals. They are also the first choice for last minute tax planners. In ULIPs, the returns from the investment are not taxed.
Meta-description: What types of liability insurances are available to home healthcare providers and businesses? Learn more on this post.Continue reading “Home Health Care Provider & Business Liability Insurance: An Introduction”
Starting a new business is difficult at the best of times. It’s tough to know what to do when you’re at the beginning stages. There are so many variables and actions that must be taken correctly to survive the first year and then beyond that. A little guidance is always helpful.