Tag Archives: insurance

How Useful Are Add-On Car Insurance Covers?

Add-on car insurance covers are designed to strengthen your Comprehensive Car Insurance policy. These covers originate from the exceptions of the comprehensive policy. If you want a slightly personalised and wide insurance coverage, then going for Add-on covers in motor insurance can be extremely beneficial for you. Continue reading How Useful Are Add-On Car Insurance Covers?

Do We Get Any Discount on Car Insurance Premium?

Everyone likes discounts. When you buy something at a lower cost, there is a sense of accomplishment attached to it. This applies to insurance as well. The mandatory Third-party Liability insurance rates are fixed by the Insurance Regulatory And Development Authority Of India (IRDAI), and are standard across the industry. Thus, you won’t be able to get lower rates for that. However, when it comes to purchasing Comprehensive Car Insurance online, there is a lot of scope for discounts. Continue reading Do We Get Any Discount on Car Insurance Premium?

Top home warranty companies in the UK

Home warranties are designed to offer peace of mind that any break down in the home appliances will be fixed without bothering you. Even though product warranties last for at least 10 years, it is important to consider what is not covered in that period as you may think. Home warranty services go beyond the services offered by the homeowner’s insurance and therefore, they are becoming very popular with the passage of time. Continue reading Top home warranty companies in the UK

Choosing a car insurance – Food for thought

Purchasing a dream car is itself a complex decision making process. One needs to look at features, price, service support, brand value, looks and what not, for taking the final leap of faith! One cannot even forget the associated taxes when you make a choice among so many confusing parameters. So many decision points are involved while buying a car. Continue reading Choosing a car insurance – Food for thought

Questions you should ask before choosing a life insurance

Are you looking out for a best life insurance plan? Well if that’s the scenario then it’s important for you to do some research before selecting a well-suited policy plan for you. However, when you are looking to make things convenient you need to make a series of question that you need to ask. Since there are multiple plans available in the market it’s very important that you select one which can give you maximum benefit. Continue reading Questions you should ask before choosing a life insurance

Can you survive Cancer financially

Cancer is the second leading cause of death globally and accounted for 8.80 million deaths in 2015. According to WHO (World Health Organization) nearly 10 Lakh new cases are reported every year in India. Unfortunately, nearly 5 Lakh people annually die due to cancer and this number will go up and projected to rise five folds by 2025, according to WHO. Continue reading Can you survive Cancer financially

Does Better Health Insurance get you Better Service?

This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading Does Better Health Insurance get you Better Service?

Non-Traditional Small Business Lending

For many years, if you wanted a loan to finance your business, your only option was going to the bank. Times have changed, though, and there are now a host of non-traditional small business lending options. If you need money to get your business off the ground or to expand it, here are a few options: Continue reading Non-Traditional Small Business Lending

What does Home insurance policy cost?

When one decides to buy home insurance cover, there are several questions that arise in his or her mind. The first question is, how much a home insurance cover is going to cost me or to put it in other words, what will be the premium amount I would be paying to the house insurance company for coverage. This is a very logical question since it plays a crucial role in determining the degree of protection and coverage needed for your home, taking into consideration the budget you have and other associated economic factors. Continue reading What does Home insurance policy cost?

I wish my dad had bought a Personal Accident Insurance Policy!

Last Sunday, when my mother told me that I look like my father, there was a quick flashback of what we all had to endure in the past few years. A few years ago, a truck coming from the wrong direction hit my Dad’s car. A passerby took my father to a hospital where he was admitted for 20 days. His legs crippled forever! As I was quite young at that time, my mother did not tell anything about my father’s accident. Continue reading I wish my dad had bought a Personal Accident Insurance Policy!

Research online for Insurance made easy – HDFC Life Click2Insure

In recent times, one major area which is revolutionising industries is the emergence of digital economy. Consumers are spending a lot of time researching on the web before a decision is made to consume any service or product. While some consumers add on the Research Online Purchase Offline (ROPOFF) effect, the growing popularity of e-commerce portals is a testimony of the increasing Research Online Purchase Online (ROPON) effect. In a market research that was recently conducted by Social Times,it was revealed that 81% of all customers conduct research online before making any purchasing decision. And this holds true for all category of products and services, like consumer durables, banking services, fashion, tourism, etc. Insurance, therefore is yet another area which consumers search online extensively for information before taking a call. Continue reading Research online for Insurance made easy – HDFC Life Click2Insure

Life insurance plans are made keeping you and your family in mind

If you really think about it, everything about life is uncertain. You cannot predict if you will find the love of your life. You do not know if you will ever have a high-paying job. You cannot say if you will always be happy or healthy, or that your parents will still be around to play with their grandchildren. There are very few factors in your life that you can actually control. After all, when was the last time you accurately predicted that something good or bad was about to happen? Better yet, when was the last time you were able to avert an unfortunate event in the nick of time?

The fear that you will abruptly cease to be in the lives of your loved ones is a very real one. Apart from grappling with the emotional trauma of losing you, your family may also suffer the pangs of financial suffering. This vision can keep you awake at night, and wreak havoc with your mental peace. Continue reading Life insurance plans are made keeping you and your family in mind

20 Things You Need to Know and Consider Before Buying Life Insurance

It goes without saying that investing in life insurance is a big deal. Life insurance is defined as a bipartite contract between an insurance policy holder (an individual) and an insurer (an organization), where the insurer promises to pay a pre established beneficiary (often close family members like wife, children, husband, or parents) a pre decided sum of money (the benefit) in exchange for a periodically paid premium, upon the death of the insured policy holder. The policy holder typically pays a periodic premium (say monthly or yearly) or a one time lump some payment towards the insurance policy. Since it is a considerable investment, at the end of the day, no one wants to purchase the wrong insurance or pay for a plan that’s far beyond their needs.

Keeping that in mind, here are 20 tips to help you get the best insurance for your needs. Continue reading 20 Things You Need to Know and Consider Before Buying Life Insurance

The Importance of Professional Indemnity Insurance for Engineers

As an engineer, you likely already have some form of insurance. However, one type of insurance you may not have considered is professional indemnity cover.

Designed to protect you in the event of a claim being made against your business, this type of insurance can prevent you from losing your company if anything does go wrong. When you look at it like that, you realise exactly how important it can be! So what benefits, besides preventing you from losing your business, does professional indemnity insurance provide? Continue reading The Importance of Professional Indemnity Insurance for Engineers

Life Insurance – For those undesirable moments in life

One of the sad truths of life is that we all face that moment when all of it goes away. Of course, none of us are really prepared for those moments which take our breath away, in a very different way. We can however plan, if such a thing happens, when we least expect it, so that our loved ones are taken care of. While we may not be there personally in those moments of stress and need, we can at least plan in such a way that such stressful moments of life be taken care of, at least financially. Continue reading Life Insurance – For those undesirable moments in life

Term insurance plans review

Life is unpredictable and full of ifs and buts. It is important to keep your  family members secured in your absence. A term plan is an insurance solution that  provides financial security to your family members in case an unfortunate event of death occurs to you. A term insurance plan ensures that the entire sum assured is provided to the  nominee in case an event of death occurs to the policyholder. This Sum assured can be utilized the way your spouse/ nominee wishes to use it – pay bills, pay EMIs, pay for child’s school fees, health bills, etc Continue reading Term insurance plans review

Back Away from The Bin: Why You Shouldn’t Toss That Prospectus

If you read investing articles, especially ones for mutual funds, you may run across the term prospectus. And if you’re an investor, you’ve surely gotten these in the mail. More than likely, they’ve ended up in your recycle bin before you’ve opened the first page. But is trashing the prospectus really that harmless?

It can be. Why? Because knowing how to understand prospectuses is crucial for any investor so they can make an informed decision about buying or selling a stock or other security. Let’s go over what you might expect to see inside of a prospectus. Continue reading Back Away from The Bin: Why You Shouldn’t Toss That Prospectus

#IncomeKaTopUp – Plan for a better future with Exide Life Income Advantage Plan

With rising inflation every day, the annual increments which we receive are not sufficient to ensure a better future. We need to plan every day for a better tomorrow through plans which will pay a better return on our investments. That being said, understanding investments is not a cup of tea for professionals who are not from the domain of banking and financial services. Further lightening and thunders in life strike without warnings in various forms and stages. So how should we plan to move ahead in our life and ensure a stable financial future? Continue reading #IncomeKaTopUp – Plan for a better future with Exide Life Income Advantage Plan