Public liability insurance is something that you need when you own a place or manage a place that has people walking through it. There are many times when people could be injured while they are on your property, and you have to have some kind of insurance that is going to prevent you from paying out huge claims because someone got hurt when you were not watching. Anyone could be at risk, and it would be smart for you to get the insurance now before something happens.Continue reading “What Is Public Liability Insurance Why Do You Need It?”
Compared to conventional insurance products, ULIP, which is a new generation product and which was not accepted widely even though it has been known to have some unique features and advantages over many other insurance products has a host of benefits that are comparably more than any other traditional policies of a life insurance company. The main advantage of using this vehicle of investment over any other product that is available in the market is that it gives the policyholder the opportunity to invest in a wide variety of investment products that are eligible to be invested in. Similar to all other investment products, ULIP too has its own share of features that make it a desirable vehicle for investment. Another advantage of the product is that it is possible to be tailored to the specific needs of the individual investors.Continue reading “5 reasons why ULIPs are getting more popular as investment option in India”
Out of the box thinking does have its own benefits and drawbacks. However, in the case of a recent example of such thinking politically was the demonetization drive carried out by the Prime Minister of India, a couple of years ago. As a result of the drive, a lot of cash was pumped into the economy through various sectors. More policies were renewed in that short time period than all of the past twenty years and more. However, some pundits forecasted that the growth for the insurance industry would be muted or at best sluggish. However, the above action on the part of the general public proved the pundits wrong.Continue reading “3 Facts why upcoming financial year will be the year of ULIP”
Today’s generation can’t go anywhere without their smartphone. No matter how hard you try to restrict yourself from using your phone, we all know that it’s easier said than done. You will definitely want to post that perfect Eiffel Tower selfie on your Instagram account or start a live video from the Leaning Tower of Pisa. You might also want to use the phone to find the perfect restaurant/spot for a date night or a family dinner. There are several pros of carrying a smartphone along with you while travelling, just make sure you use it smartly.Continue reading “Tips To Use Your Mobile Smartly While Travelling Abroad”
Many people have a misconception that health insurance policies only pay for hospitalization and health care, but this is not exactly true. The benefits of health insurance are plenty, and if you invest in a good policy, it will even pay for things that go beyond standard health care.Continue reading “Hidden Benefits of Health Insurance”
Buying a sports bike is every hardcore biker’s dream. It is not only important to fulfill one’s dreams but also to protect them. You can protect your sports bike financially in a better manner if you buy bike insurance online.Continue reading “Must-Have Insurance Add-Ons for Sports Bike Buyers”
It is natural for an asset to depreciate in value. With respect to a car, its value is not going to remain the same for years. For example, if you had purchased a car for Rs. 5 lakhs, after four years, its value will be around 3 lakhs. In purely accounting terms, depreciation is the reduction in the value of an asset over a period of time due to natural wear and tear. In fact, the depreciation component kicks in the moment you drive your car out of the showroom. Read ahead to know how to avoid consequences of depreciation with respect to car insurance.Continue reading “How to Avoid Consequences of Depreciation in Car Insurance”
Buying a car insurance policy will safeguard your financial interests in case of certain unfortunate incidents related to your car. The premium paid by each policyholder might differ due to the way an insurer will calculate car insurance premium. To arrive at a certain amount a car insurance premium calculator is.Continue reading “6 Factors That Define Car Insurance Premium Calculation”
If you own a health insurance policy to safeguard the health of your family, it is important to ensure that you renew the policy on time. If you fail to renew the same, the policy could lapse and you might not be eligible to get the benefits of the same in the future. It is very important to renew the policy on time and there are certain factors that you need to keep in mind when doing the same. Explained below are the seven important factors you need to consider while renewing your health insurance policy.
Meta-description: What types of liability insurances are available to home healthcare providers and businesses? Learn more on this post.Continue reading “Home Health Care Provider & Business Liability Insurance: An Introduction”
In today’s competitive market, every insurance broker should have their online presence as it’s the new way the world is moving towards. You can see the consumers shopping online these days be it clothes, home decors or daily groceries, everything is available at their doorstep. Similarly, consumers would love to purchase insurance policies online as well.
Volatility has become synonymous with equity markets these days. It is making the investors apprehensive about the stock markets, so much so that retail investors are ready to forgo the handsome returns in lieu of stability. Technically speaking, volatility is the unpredictable and dynamic change in the trading price of the stock markets. Volatility is caused by multiple factors, which could be related to micro factors such as the company’s business condition or macro factors such as geopolitical issues and economic downturn. Most of the times, markets tend to give a knee-jerk reaction to the information or news,which causes short-term volatility.Continue reading “Know How to Weather Market Correction with ULIPs”