Insurances – Securities that are a must for You

Safety and security comes first when family matters are concerned. Money plays a vital role in everyone’s life; hence, earning money is of utmost necessity. However, spending money judiciously is a still more important task and should be handled with care. Throughout the earning period, funds should be separately allocated under various heads to address different needs of the family. This should be maintained for smooth running of a livelihood. However, one should always be prepared for unprecedented circumstances. Here, life insurances  play a significant role and often acts as a financial support to several families who have suffered the untimely loss of their only bread-earner.

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Why Travel Insurance Doesn’t Cut It When Working Abroad

Even though we sometimes begrudge the monthly premiums that we pay out each month, most of us will readily acknowledge the necessity of insurance. As far as most of us are concerned, there’s not much point in working yourself to the bone if you’re not healthy enough to enjoy the rest of your life.

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What Is Health Insurance and How Does It Work?

The importance of a health insurance plan is a no brainer for us. Health Insurance benefits attract mass popularity due to its protection from relatively high prices of health care. Moreover, it often helps you with the payment of checkups, hospital stay, medication payments as well as for important preventive care.

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ULIP – Everything you need to know about ULIP

Most people in their late 20s want to invest their money to earn returns and improve their standard of living. In addition to that, they also want to secure the life of their loved ones by investing in Life Insurance plans which will safeguard the future of their family, in case of death or accidents. If you are one who is stuck on this crossroad, then ULIP is your safest bet. ULIP, which stands for Unit Linked Insurance Plan, is an insurance plan that can help you protect your family while also helping you in investing money.

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Learn the differences between endowment and money-back plans

Picture this: You’re in the middle of purchasing an insurance policy. The company offers you with a vast range of products to select from. Apart from understanding the technicalities, getting lost in a pool of investment plans is another level of madness. Rather than dreading the selection of the right plan, it’s always advisable to take the right help.

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6 Benefits That Make ULIPs a Profitable Investment Option

There is no dearth of investment options in the market. However, the trick is to choose the right investment option, which meets your goals and will help you grow your wealth. It might seem like a herculean task for the majority of investors to choose an investment product out of the available alternatives. Out of all the current investment options, a Unit Linked Insurance Plan (ULIP) is considered as a preferred and worthwhile investment. You need to understand the ULIP plan meaning and its benefits to take the right decision.

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Know the Rules about Discontinuing a ULIP Plan

Unit-Linked Insurance Plan (ULIP) is a dual investment product. It offers insurance coverage and invests in funds that help grow your wealth. When you invest in a ULIP, you need to consider the ULIP NAV and remain invested for the lock-in period. If you choose to discontinue a plan, there are certain rules you need to know.

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How Insured Declared Value (IDV) Of A Two Wheeler Depreciates Over Time?

When you buy two wheeler insurance you often look at the coverage which the plan offers and the premium that it charges. Comprehensive two wheeler insurance plans have a value called the Insured Declared Value (IDV). This IDV is considered to be the sum insured of the two wheeler insurance policy. A lot of people look at the value and do not understand its meaning, how it is calculated and its significance in the bike insurance policy. So, let’s understand the concept of IDV in details –

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How Does a Car Affect the Insurance Policy?

When you buy car insurance online in India, there are certain factors that affect the premium of the plan. From the model of the car to its fuel type, every component of the vehicle comes into play. Take a look at this article to know how exactly the car types affect the insurance premium.

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7 Do’s and Don’ts to Follow After a Car Accident

When you get involved in a road accident, multiple emotions crowd your mind. From fear to shock to anger to confusion, it is normal for you to experience a range of feelings. However, you need to stay calm and take stock of the situation. There are a few things that you must do and a few that you must not do when there is an accident. Take a look at this article to know more.

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Here’s How You Can Lower Your Term Plan Premium Without Sacrificing on Coverage

Protecting your loved ones against the uncertainties of life is always a priority. Along the way, you strive to provide for your family and give them a lifestyle they deserve. But have you ever imagined what will happen to their dreams and aspirations if something happens to you?

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4 Business Costs Associated with Accidents

One thing that you don’t want more of when it comes to business transactions is more costs. Especially when those costs are preventable, it can make you feel like your business is more of an uphill climb than it should be. Some types of accidents and incidents are just truly unfortunate cases of timing, but in many cases, prevention is the key to making sure you don’t have unnecessary expenses.

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