Banks and institutions that provide loans always come up with new ways and forms that help meet the needs of several home buyers. However, before you apply for a home loan, you should have an understanding about the most important aspect of the loan – the Equated Monthly Instalments (EMIs). You need to calculate your EMIs beforehand in order to prepare yourself for the future.Continue reading “How to Calculate EMI on Home Loan?”
Are mutual funds or Unit Linked Insurance Plans (ULIPs) better? There has been much debate about this topic. Both offer the benefit of long-term wealth creation and market-linked returns. Over the past years, the performance of these two financial vehicles has fluctuated, given the market volatility and regulations.Continue reading “ULIP or Term Insurance with Mutual Fund: How to Choose the Right Option”
Indian women today are more aware and confident. They know their responsibilities and their rights and are more willing to take control of their lives. Women are taking up different types of corporate responsibilities and they are quite active in defense services as well. They are able to do their jobs with excellence and ease.Continue reading “6 Benefits of Health Insurance for Women in India”
The stock market has always been a preferred investment avenue for many. Considering the higher returns and market volatility, investors choose to invest in stocks for tax benefits and faster wealth maximization. Investors were issued physical certificates by companies in the past and the same has changed into de-materialized certificates where the securities are credited and debited from the trading account held by the investor in a bank.Continue reading “Here’s How You Can Consolidate Multiple Demat Accounts”
According to the Guardian Business news, the International Monetary Fund has warned that the economy of the entire world risk another serious financial meltdown. This is due to the inability of the regulators and governments to carry out all essential reforms that will keep the system from spiraling down the drain.
Settling down in a new country is not a trouble-free task. The process involves wrapping up things at your current place of residence and starting things anew in a completely different location. It also leads way to other fundamental changes of living, starting from a new bank account to a new residence. Understand all the financial aspects of opening up an NRO account or an NRE account, best-suited for your needs.Continue reading “What is NRE and NRO Savings Accounts”
Workplace injuries are common with approximately three million workplace injuries and illnesses occurring annually, according to the US Department of Labor. Not only are workplace injuries bad for business, but they can have a lasting impact on employees who suffer injury.
October, one of the most pleasant months in the calendar, brings with it a sense of joy and festivity. The scorching heat is no more, and one has well bid adieu to the incessant showers that were still rampant in September. October is a time when autumn is about to arrive in the northern hemisphere, spring has sprung in all its glory in the south, and so has the festive season across the globe. Obviously, all this makes it one of the best months to make a travel plan. It’s the time to pack your bags and get set to globetrot.Continue reading “Planning a vacation in October? Here’s where to go”
A business loan is a way for a small company to obtain some initial capital and make some investments that are required in order to start its operation and grow from that point. But there are also some disadvantages about the business loan such as concealed information and costs.
The young generation of India is smart, vibrant, and capable. They have the strength and willpower that can take them places. And when it comes to studies, Indian students are excelling in every stream. Many global universities have seen a steady rise in the number of Indian students enrolling for post graduation degree courses away from their home country. This is because the Indian job market welcomes a degree from a top international university as compared to an Indian’s Bachelor’s or Master’s degree. Although, getting admission in an International Institution can be a hard nut to crack.
Paying heed to the advice of her close friend, Mrs. Reema Desai decided to invest in a health cover for herself and her family members. She understood that a health insurance policy offers financial security for high medical expenses in an event of hospitalization. However, she was confused about which insurance provider to choose given the various options available in the market.
If you are looking to reap the benefits of the stock market as well as receive insurance benefits, then a Unit-Linked Insurance Plan (ULIP) is an ideal investment option. Such policies invest in the stock market through a mix of growth, balanced, and equity schemes. Since these have an equity advantage, they have the potential to earn higher returns. ULIP plans also offer the benefit of life cover, thereby providing financial security to your loved ones in case an unfortunate event occurs.