When Term Insurance Makes More Sense Financially

A lot of us are financially not prepared to handle an emergency or a life crisis. We can easily avoid a life-changing outcome by getting adequate protection through a term plan. It is one of the most affordable ways to be covered but many have not spent enough time to know more about this product.

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Keep Your Employees Motivated with Group Term Life Insurance

It is impossible to run a successful business without efficient employees. They should be considered as family members and when you look after your extended family, they take care of the business. A group term life insurance will give assurance to the employees that you care for them. It will give them peace of mind that their families will not suffer in their absence.

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What makes online ULIPs a must have financial product in your portfolio

Online investment plans, insurance products, mutual funds and other financial products have been a game-changer for the industry in many ways. It has allowed financial companies to reach a larger customer base, spread awareness and educate consumers about their products and the financial industry as a whole.

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Who benefits most (and least) from the Chase Sapphire Preferred Card? – 2019

The Chase Sapphire Preferred® Card is the best known of all reward cards for regular travellers. The card is a favourite for those who wish to use their rewards mainly for travel. The Chase Ultimate Rewards® points earned with daily spending can be used on almost any air ticket via the award travel portal or transferred to over a dozen domestic and international travel partners.

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7 Tips to Consider When Buying a Life Insurance Policy

Life insurances are a must. Today, we cannot imagine life without insurances. Due to the occurrence of unprecedented events, getting an insurance coverage have now gradually become an indispensable need. One hardly requires to be reminded that a consumer who plans for the future should, in one way or another, take account of the fact that he does not know how long he will live. Earlier, insurances meant ‘life insurance policy’ in common, which addressed accidental deaths or untimely death owing to critical illnesses. However, insurance coverage now applies to varied domains like healthcare, vehicles, property, which includes land, home (real estate) or personalized shops and even corporate businesses. Many individuals also buy term insurance policies as it suits their need. But one must be prudent enough, prior to buying a life insurance policy. He should be aware of the terms and conditions laid by the insurance company before investing.

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10 Most Important FAQs about Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana was started to provide affordable housing options to every Indian who is willing a buy a home. There are multiple programmes under PMAY scheme that are meant to improve the real sector in India. Since its launch, many people are taken advantage of the project. However, people still have several confusions regarding this scheme. Here are the 10 most important FAQs about Pradhan Mantri Awas Yojana.

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Best funds to invest for your child’s future

As a parent, you always want the best for your children without any compromises. You want to offer them a secure future and a comfortable life. But with rising costs of living, it can be challenging to meet the financial responsibilities of raising and educating children.

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Here’s how credit cards have revolutionized the travel industry

The rising disposable income accompanied with desires to lead a superior lifestyle have exposed India as one of the fastest-growing travel markets in the world. Another major driving factor is the domestic travel business of the country which had brought a boom in the Indian aviation industry, which is soon expecting to be in the list of third largest by the year 2025. So what made the Indians globetrotters suddenly? If we analyze this carefully then apart from the income factor, there are several perks and benefits offered by the credit card companies that completely revolutionized the travel world.

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Incurred Claim Ratio – Important Factor to Choose a Health Insurer

Sumit purchased a health insurance plan for his family and asked his friend Kaushal to check if he opted for a reliable policy or not. Kaushal, an insurance agent, asked him for information about his insurer’s Incurred Claim Ratio or ICR. Sumit told his childhood friend, after searching for it online, that it’s 38 per cent. This is where you went wrong, said Kaushal, adding that the insurer is either not incurring too many claims or not settling its claims. It may not be able to deliver the intended benefits to customers, he told Sumit.

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Should I Go Public Via the Pinksheets?

Pink sheets get their name from the pink papers that once carried share price quotes. While we now have real-time electronic quotes for the shares via the Over the Counter Bulletin Board (OTCBB), the name remains and refers to over the counter (OTC) stock listings. Also known as pink sheet listings, these are usually penny stocks that trade for $5 or less per share through the OTC Market. They do not trade on the major stock exchanges.

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