Do We Get Any Discount on Car Insurance Premium?

Everyone likes discounts. When you buy something at a lower cost, there is a sense of accomplishment attached to it. This applies to insurance as well. The mandatory Third-party Liability insurance rates are fixed by the Insurance Regulatory And Development Authority Of India (IRDAI), and are standard across the industry. Thus, you won’t be able to get lower rates for that. However, when it comes to purchasing Comprehensive Car Insurance online, there is a lot of scope for discounts. Continue reading “Do We Get Any Discount on Car Insurance Premium?”

5 Reasons Why Health Insurance is a Must

While a few years ago, people were not as bothered to invest in a health insurance policy, today the demand for it has increased rapidly. This is mainly due to the stressful lifestyles and a highly polluted environment, which we live in, thereby resulting in an increase of illnesses like never before. Continue reading “5 Reasons Why Health Insurance is a Must”

Top home warranty companies in the UK

Home warranties are designed to offer peace of mind that any break down in the home appliances will be fixed without bothering you. Even though product warranties last for at least 10 years, it is important to consider what is not covered in that period as you may think. Home warranty services go beyond the services offered by the homeowner’s insurance and therefore, they are becoming very popular with the passage of time. Continue reading “Top home warranty companies in the UK”

Choosing a car insurance – Food for thought

Purchasing a dream car is itself a complex decision making process. One needs to look at features, price, service support, brand value, looks and what not, for taking the final leap of faith! One cannot even forget the associated taxes when you make a choice among so many confusing parameters. So many decision points are involved while buying a car. Continue reading “Choosing a car insurance – Food for thought”

Questions you should ask before choosing a life insurance

Are you looking out for a best life insurance plan? Well if that’s the scenario then it’s important for you to do some research before selecting a well-suited policy plan for you. However, when you are looking to make things convenient you need to make a series of question that you need to ask. Since there are multiple plans available in the market it’s very important that you select one which can give you maximum benefit. Continue reading “Questions you should ask before choosing a life insurance”

Can you survive Cancer financially

Cancer is the second leading cause of death globally and accounted for 8.80 million deaths in 2015. According to WHO (World Health Organization) nearly 10 Lakh new cases are reported every year in India. Unfortunately, nearly 5 Lakh people annually die due to cancer and this number will go up and projected to rise five folds by 2025, according to WHO. Continue reading “Can you survive Cancer financially”

Does Better Health Insurance get you Better Service?

This is the age-old question. Does a better service necessarily give you better results? With health insurance figuring as such an important part of your life, it’s important that you make sure you’re getting the best service possible. Whether you’re looking into medical insurance or dental insurance, this guide is going to answer that question once and for all. Continue reading “Does Better Health Insurance get you Better Service?”

Non-Traditional Small Business Lending

For many years, if you wanted a loan to finance your business, your only option was going to the bank. Times have changed, though, and there are now a host of non-traditional small business lending options. If you need money to get your business off the ground or to expand it, here are a few options: Continue reading “Non-Traditional Small Business Lending”

What does Home insurance policy cost?

When one decides to buy home insurance cover, there are several questions that arise in his or her mind. The first question is, how much a home insurance cover is going to cost me or to put it in other words, what will be the premium amount I would be paying to the house insurance company for coverage. This is a very logical question since it plays a crucial role in determining the degree of protection and coverage needed for your home, taking into consideration the budget you have and other associated economic factors. Continue reading “What does Home insurance policy cost?”

I wish my dad had bought a Personal Accident Insurance Policy!

Last Sunday, when my mother told me that I look like my father, there was a quick flashback of what we all had to endure in the past few years. A few years ago, a truck coming from the wrong direction hit my Dad’s car. A passerby took my father to a hospital where he was admitted for 20 days. His legs crippled forever! As I was quite young at that time, my mother did not tell anything about my father’s accident. Continue reading “I wish my dad had bought a Personal Accident Insurance Policy!”

Research online for Insurance made easy – HDFC Life Click2Insure

In recent times, one major area which is revolutionising industries is the emergence of digital economy. Consumers are spending a lot of time researching on the web before a decision is made to consume any service or product. While some consumers add on the Research Online Purchase Offline (ROPOFF) effect, the growing popularity of e-commerce portals is a testimony of the increasing Research Online Purchase Online (ROPON) effect. In a market research that was recently conducted by Social Times,it was revealed that 81% of all customers conduct research online before making any purchasing decision. And this holds true for all category of products and services, like consumer durables, banking services, fashion, tourism, etc. Insurance, therefore is yet another area which consumers search online extensively for information before taking a call. Continue reading “Research online for Insurance made easy – HDFC Life Click2Insure”