With the volatile economic climate of 2017, and a number of surprising election results, the prospect of making money on the stock markets is becoming increasingly attractive to a wide range of people. However, getting involved in forex trading can be easier said than done. Without an easy to use forex trading platform and a number of tools to help you along the way, it’s likely you will struggle. In this article, we’re going to take a look at some of the points to consider when choosing a forex trading platform as a beginner. Continue reading “How to Choose a Forex Trading Platform”
For secure investments, Public Provident Fund, Fixed Deposit, and Recurring Deposits are great options. You should choose based on what you need.
Have some funds on hand and want to find a good investment venture to make your money work for you? Traditionally, Fixed Deposits have been the go to scheme for short term investments. If you’re looking to lock in money for a longer period, then you can choose Public Provident Fund. Recurring Deposit is another option that’s a great idea to cultivate a systematic savings habit. Continue reading “PPF, FD, RD: What Should you Choose?”
You can easily transfer your personal one from one bank to another, but there are important factors to consider before doing so.
Taking a personal loan has many advantages, for both business and personal purposes. The loan is disbursed fairly quickly and the monies can be used for a variety of needs. Traditionally, people have been averse to taking loans for purchases, but lately, it has become somewhat of a trend to borrow personal loans, vehicle loans, house purchase loans, etc. In the face of mounting expenses and rising inflation, one may not have the financial wherewithal to buy expensive items on an outright purchase basis. Continue reading “Transferring the personal loan: Understanding 5 factors”
According to the Small Business Administration, if you’re using credit to finance the startup costs of your business then you are not alone. As of 2011, 65 percent of business owners were financing at least some portion of their business on a credit card or through a loan of some kind. Building business credit is crucial to the success of a startup long term, but even the SBA admits that’s a difficult proposition for the short term. Continue reading “Why Personal Credit is a Major Factor in the Success of Your Startup”
Bacs software can help alleviate many financial snags, and we will discuss 3 of them in the course of this article. First, however, it is important to know what Bacs is, what it does, and who it is for. Bacs stands for Bankers Automated Clearing Services, and it is the infrastructure under which many banking services are conducted in the UK. Bacs is a system that has been in place since 1968, though it initially went by the name Inter Bank Computer Bureau. It is for businesses, charities, and people who want to transfer money to one another easily and effectively. Continue reading “3 Irritating Finance Hassles Bacs Software Will Defeat”
Buying a home means something different to each person. But one thing is the same for just about everyone – it’s going to be expensive. In addition to saving up 5-20% for a down payment, on average home buyers pay 2-5% of purchase price in closing costs as well.
If you want to realize the American dream of home ownership, you don’t have to be house poor. There are ways you can use your living situation to save money each month and offset the cost of buying. Continue reading “5 Ways a New Homeowner Can Save Money”
As more and more people realise that investment needs a lot of prudence, financial services companies are focusing more and more on bringing out new models of mutual funds which are attempting to provide higher returns to potential investors based on their risk exposure. Continue reading “Top 10 Benefits of New Models of Mutual Funds”
For most of us, insurance is just a way of risk mitigation for those unwanted times when health problems occur. While it is true, that in life, problems seldom come alone, it is also true that preparation beforehand can help to mitigate many of the challenges which may be faced by us during those testing times. Continue reading “Putting Health Back in Health Insurance”
Proper compensation of a company’s workforce is critical in any business, especially for those who have a sales team that brings in new customers and nurtures relationships existing ones. Creating a sound sales compensation plan is vital to continuous business growth because it keeps your salespeople motivated in addition to encouraging the best performers to stay on. Continue reading “3 Things to Consider When Setting Up a Sales Compensation Plan”
The Unified Payment Interface (UPI) was introduced in India in 2016. This system is set to change the way we transact money.
Money is important to everybody, but in recent times, it has become vital to our very existence. Rising living costs and an economy not yet performing to its full potential combine to rob most of us of a large chunk of our income every year. Add to that the fear of another demonetisation ever taking place again, and people are sceptical about keeping a large amount of funds at home as well. Continue reading “UPI Payments: What you should know about it”
Few things can impact your tax bill like owning a home. And if you’ve been busy shopping, choosing, buying, and closing on a house, we’re going to bet that you forgot all about this pot of gold at the end of the rainbow. Continue reading “The 7 new homeowner tax breaks you may be missing out on”
Most people can’t afford to pay cash for their home. Properties are an expensive acquisition, so unless you are an A-Lister or Walter White, you probably don’t have hundreds of thousands of dollars lying around in your bank or closet. Sadly, this means you have no choice but to go cap in hand to a lender and persuade them to give you a mortgage. Continue reading “Is the Time Right to Refinance Your Home?”